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3 Challenges That You Might Face With Your Insurance Companies In A Personal Injury Case

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Accidents and injuries are traumatic events in a person’s life. It can cause a loss of emotional, physical and financial well-being. In the event of a personal injury, you might not be able to focus clearly on understanding what to do next. However, you might decide to pursue your case and file a claim on your own. If you have spoken to your insurance party or the liable party, you might have understood that it’s not easy. Insurance parties are very well aware of the techniques they can use on their clients to offer a lowball settlement.

According to Jacoby and Meyers at JMLawyer.com, the renowned law firm in New York city, one big mistake that most clients make before coming to them is trying to contact their insurance parties on their own.

Your insurance company will ask you a variety of questions and will record your every answer. Insurance professionals are experts in taking out statements from you that they might later use against your case, which can compromise your claim.

There are many challenges faced by clients who tried to contact their insurance companies or the liable party without the help of a personal injury lawyer.

1. There has been no response from the insurance company.

So you tried to contact the liable party or their insurance provider but got no response from them. This is an annoying situation where you might wait for days or even months without any call or email from the insurer.

In the other scenario, the insurance company might respond to you quickly, but the communication goes off somewhere in between. In this case, you don’t know what went wrong and how long you should wait for the settlement amount to arrive.

The insurance firms often fail to reimburse the compensation amount by the deadline. Without a personal injury lawyer to assist your case, you will fail to take the right steps in all of these cases. If you go to a lawyer at this point, they might not be able to help you properly.

2. The insurer might outright reject your claim.

Personal injuries are a costly affair. They can cause a huge dent in the pocket with short or long-term medical bills. An injured person might feel shocked if their insurer completely denies paying any amount. There are several tactics that insurance firms use to deny claims. Insurers might try to prove that the accident was your fault and that the party they cover is innocent of the charges.

A personal injury lawyer is important in such cases. They have access to information that you might not have. For example, they can access a hospital’s medical records, highlighting any of the hospital’s past medical malpractices.

Not only that, but an attorney also investigates the case and determines the liable party. They gather evidence, fetch personal and public records, collect information, access police reports, medical bills and everything that can support your case. More importantly, if the insurance company still stands rigid and denies your claim, personal injury lawyers can appeal the denial and file a lawsuit against them.

3. The insurance companies argue that your settlement is unfair and offer you a lowball settlement instead.

Insurance companies are in the money-minting business. A few days after the accident, they might try to contact you and offer a low settlement offer. Since the initial days after an injury or damage involves a lot of expenditure, many people agree to take the first settlement offer only to realize later that it wasn’t worth it.

Some insurance companies do not negotiate even after many rounds and don’t offer compensation that truly reflects your injuries. A personal injury lawyer can make a strong case stating why their settlement offer is not worthy.

We suggest contacting a personal injury attorney right after you face an accident. Most people do not know enough about the statute of limitations, legal requirements and the right steps to take after the accident. A reliable personal Injury Attorney will help you get the compensation you deserve.

Events

TODAY Show Celebrates 30 Years With Its 2024 Citi Concert Series

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The TODAY Show is celebrating 30 years so its 2024 Citi Concert Series lineup is pretty spectacular. Rockefeller Plaza will have country music with Wallows kicking things off. Chris Stapleton, Lainey Wilson and Thomas Rhett, as well as fan favorites Meghan Trainor, LL COOL J and Chance the Rapper.

Mark Your calendars:

May

Friday, May 24 — Wallows *Register for a Fan Pass

Friday, May 31 — Anitta *Register for a Fan Pass

June

Friday, June 7 — Meghan Trainor *Register for a Fan Pass

Friday, June 21 — Kehlani *Register for a Fan Pass

Tuesday, June 25 — Lainey Wilson *Register for a Fan Pass

Friday, June 28 — Gracie Abrams *Register for a Fan Pass

July

Thursday, July 4 — Bleachers *Register for a Fan Pass

Friday, July 12 — Rauw Alejandro *Register for a Fan Pass

August

Friday, Aug. 9 — Maggie Rogers *Register for a Fan Pass

Monday, Aug. 12 — Little Big Town and Sugarland *Register for a Fan Pass

Friday, Aug. 16 — Chance the Rapper *Register for a Fan Pass

Friday, Aug. 23 — Thomas Rhett *Register for a Fan Pass

September

Friday, Sept. 27 — Chris Stapleton *Register for a Fan Pass

Date to be announced 

LL COOL J *Check back for Fan Passes

TODAY concerts are free and open to the public. The shows take place on the TODAY Plaza in Rockefeller Center, located at 48th Street, between 5th and 6th Avenues, in New York City.

The closest subway stop to our TODAY Plaza concerts is the 47th — 50th Streets — Rockefeller Center station on the B, D, F, M trains. 24/7 parking is also available nearby at the Rockefeller Center Parking Garage at 53 West 48th Street. The garage is operated 24/7 and accepts reservations in advance. Hourly and daily parking rates apply.

Fan Passes are limited and available by advance request. Guests who receive them will be notified by email before the scheduled concert date.

Guests who do not obtain a Fan Pass can still attend the General Admission line the morning of the concert, and those fans will be let in if space allows. Other answers to commonly asked questions about the series can be found here.

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Memorial Day Weekend Sips That Sizzle

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Summer, summer time is here!

Get ready for days in the sun that sizzle this Memorial Day Weekend with these amazing sips. Mix a cocktail or have it easy, breezy and straight from the can or bottle. All of these options will bring joy and delight to your picnic on the beach to your backyard BBQ!

Happy Memorial Day Weekend.

For Tea Lovers with a Twist – Lipton Hard Iced Tea

 Lipton Hard Iced Tea is the tangy twist on a classic that you will love. Crafted from a triple-filtered, premium malt base and real brewed Lipton tea, it’s a perfect way to enjoy the best tea with a level of sweetness that will dazzle your senses. Whether you’re firing up the grill, hitting the beach, or simply enjoying some outdoor fun, Lipton Hard Iced Tea has you covered. With flavors like Lemon, Peach, Strawberry, Citrus Green Tea and Half & Half, there’s something for everyone to enjoy.

For Wine Lovers Who Love Sophistication – Miraval

Miraval Rosé is a perfect summer day in a glass. With blend of fruits aromas and freshness, made on an exceptional terroirs in Provence.

Attractive bright and translucent colour,  its divine aromatic bouquet combines fresh fruit, freshly cut currants and roses, seasoned with a zest of lemon. A glass can be perfectly enjoyed with a luxurious meal with friends as the sun sets.

For the Traditional Lovers – Jefferson’s Bourbon

Cover art by Lucas Sankey on Unsplash

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Choosing The Perfect Battery Charger: A Comprehensive Guide

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Given the complexity of technology and its ever-evolving nature, battery chargers are often viewed superficially, as mere power providing adjuncts. However, to truly grasp the essence of these devices and how they function optimally requires a thorough understanding of the subject. The significance of pairing the correct battery with its compatible charger cannot be overstated for the risk of inefficient charging and consequential damage is too great. From this comprehensive guide, expect to delve deep into the world of batteries and chargers, various types available in the market, factors to consider when purchasing, a glance at the reputable brands, and a look into what the future holds for battery charging technology.

Understanding Batteries and How They Work

The battery universe is expansive, with the more known types including alkaline, lithium-ion, and nickel-metal hydride. Each variety offers its own performance prowess based on their unique chemical construction, demanding a charger that matches their natural disposition for compatible interaction and maximum efficiency. Like pieces of a puzzle, certain batteries and chargers fit together seamlessly, while others don’t, resulting in suboptimal charging. To complicate matters, complex information often parallels misinformation, giving rise to common misconceptions—the primary one being batteries and chargers being universally interchangeable. In reality, the use of incompatible chargers can lead to shorter battery lifespan and avoiding lithium battery risks becomes especially important. Lithium batteries, for instance, require specific chargers designed to manage their charging cycles and prevent overcharging, which can lead to overheating and potential fire hazards.

Reader’s Guide to Different Types of Battery Chargers

Navigating through the vast sea of battery chargers can be a daunting task. With options ranging from simple wall plug chargers, intelligent chargers that utilise advanced circuits, solar chargers capitalising on sustainable energy, to fast chargers that make your battery achieve full potential in no time—choosing the right type can be overwhelming. Wall plug chargers are common household items but may not offer the smart technology features that can optimise charging efficiency. Intelligent chargers, on the other hand, offer sophisticated mechanisms that can detect the battery level and adjust the charging accordingly. Solar chargers are fantastic eco-friendly alternatives harnessing the endless power of the sun, while fast chargers are modern-life necessities reducing the wait time drastically. The key here is to understand which charger works best with which battery type, to drive maximum efficiency and operational longevity.

Factors to Consider While Choosing a Battery Charger

Battery type and capacity, charger’s output level, charging rate, portability, size, along with crucial safety features, create a checklist of vital factors to consider when purchasing a battery charger. For example, lithium batteries, widely used in consumer electronics, require specific chargers designed to manage lithium battery risks adequately. The charger’s output and charging rate directly influence how swiftly your device gets powered up, making it crucial for anyone with time constraints. For the globetrotters or those always on the move, portable and compact chargers are lifesavers, providing power on-the-go. Safety features like guards against overcharging, overheating or short-circuits are non-negotiable considerations, assisting in the prevention of potential device damage and ensuring user safety.

Top Battery Charger Brands On The Market

The battery charger market, brimming with numerous brands like Duracell, Energizer, Anker and Nitecore, presents shoppers with a broad spectrum of options. Duracell is a household name, celebrated for its reliable performance. Energizer, another distinguished brand, takes pride in their sustainable initiatives. Anker, a younger entrant, has gained swift recognition for its advanced tech offerings. Nitecore, primarily catering to outdoor and tactical users, is noted for its durability and versatility. Authentic customer reviews, careful feature evaluation, brand reputation and cost-effectiveness analysis synergise to facilitate an informed choice. Remember, understanding the competitive strengths and unique features of each product offering will aid you in choosing a battery charger that best suits your needs.

Future Evolution: Smart Chargers and More

The future of battery chargers pulsates with promise. Leading the charge are smart chargers that auto-adjust the charging rate in response to the battery level, minimising any chance of overcharging, improving battery life, and ensuring utmost safety. Emerging technologies around wireless charging and multi-device charging platforms are full of potential, promising to transform the landscape of battery charging. As these developments become commercially feasible, one can confidently anticipate major leaps in charging convenience, compactness, and overall user experience. Needless to say, these trends will greatly influence our selection of battery chargers and shape the course of consumer electronics.

Acquiring the correct battery charger, far from being a mundane chore, is a delicate task that involves consideration and care. A clear understanding of batteries, their respective types and compatible chargers, the diversity of charger types, important factors to ponder in your purchasing process, as well as staying updated with leading brands and future trends, combine to establish a sound foundation for intelligent selection of your perfect battery charger. As you move towards making an informed decision – remember that judicious choices made today can save you considerable time, effort, and financial resources tomorrow. Don’t forget to share this article with your network or add your own insights into the world of battery charging in the comments below.

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The Abbot of Athos and The Consulate Midtown A Tale of How Food Can Bring Peace

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Greece and Macedonia, have had decades of tension, but yesterday at The Consulate Midtown, 44 West 56th Street The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos and Kiril Mihajlov, showed how great food and conversation can give way to peace.

The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos, Kiril Mihajlov

I met the Abbott in Greece last summer and he graciously agreed to have lunch with me and some guests I invited, before he returned to Greece.

Margarita Parlionas, Captain John Woodall

Margarita Parlionas is a business owner, who brought with her Captain John Woodall who runs Camp4Heroes, a place where Vets can get some much needed help.

Suzanna Bowling, The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos, Kiril Mihajlov and George Tower

George Tower, is contributing writer for the, T2C, and speaks fluent Greek.

The Abbot, Margarita and Captain Woodall all supped on the Hangover Burger ($28) 8oz grilled patty, lettuce, tomato, caramelized onions, topped with a fried egg on a brioche bun, which they all claimed was the best burger they had ever had.

George had the Salmon Eggs Benedict ($26) poached eggs, smoked salmon, toasted brioche, espelette hollandaise sauce and was completely happy.

T2C’s Suzanna Bowling had her favorite Avocado Toast with Bacon ($24) scrambled eggs, Canadian bacon and mixed greens. If you want sensational food with a elegant atmosphere, I highly recommend The Consulate Midtown.

The Abbot gifted a book about his life written in both Greek and English to the guests.

The Abbott has been in America since April visiting Boston, Washington, Chicago, Milwaukee, The Mayo Clinic, Rochester, Queens and NYC. His message is of gratitude, love and healing. He has been raising funds to expand and offer more to men who want a spiritual retreat, which is what Mount Athos does.

T2C’s Suzanna Bowling and The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos

If you wish to know more you can go to Athonite Foundation.

 

 

 

 

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Sleep Well With Parallel

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Finding the perfect pillow can be a pain in the neck (literally). It is said we get the deepest, healthiest sleep with a pillow that provides the perfect combination of softness and firmness, as well as the ideal loft to help support your neck and spine.

“One size fits all” doesn’t cut it for those who suffer from neck pain. If you didn’t have neck pain before using an inexpensive pillow, you probably will not getting the proper support.

Memory foam pillows have been the best pillow for neck pain, but adjustable memory foam pillows help the side, stomach, or back sleeper relieve neck pain. They however are not thermal regulating or hypoallergenic, which I have learned for me is key.

I have never had a pillow that I love as much as the Parallel pillow. I have the Parallel High Profile Adjustable Pillow($89) and since it has arrived I have slept like never before. I use awake with neck and shoulder pains….no longer. I also use to flip again….gone.

When the pillow arrives, you throw it into the dryer for 5 minutes and wow the pillow is fluffy and ready for use.

This pillow has an inner shell that contains ParaPur™ silver ions that naturally destroy 99.9% of microbes that cause odors, without nasty chemicals. Silver ions have a wide spectrum of biocidal activity against bacteria, fungi, and viruses, due to their high surface-to-volume ratio. Pure silver is also hypoallergenic. The sculptable, huggable Blutech Fiber Fill (BFF) inside the Parallel High Profile Pillow is a unique blend of downy hypoallergenic fibres and precision-cut gel visco foam that invites twice the airflow of conventional foam. You’ll feel the awesomeness immediately.

The pillow also boasts:

  • The perfect temperature, year-round. Never cold or hot
  • Easily adjustable pillow: add or remove fill for perfect support
  • Oodles of sculptable Blutech Fusion Fill (BFF) with 2X the airflow
  • Doesn’t go flat
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