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6 Tips For Students To Start Building A Strong Financial Future

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As an average student enters college or goes through the challenges of complex internship experience, there are apparent financial issues that must be faced. It doesn’t even matter if there are obstacles caused by transportation, fashion style that must be kept, or the student college debt. There are still safe ways to build a strong financial future by turning to smart investment methods and one of the helpful strategies that every student should at least try. The trick is to explore, listen to others, and avoid a static attitude to your finances as even the slightest change may result in positive changes in your financial state. 

6 Tips For Students To Start Building A Strong Financial Future

  1. Always Create Your Budget. 

One of the most important aspects of building a strong financial future is creating your budget and knowing how much you have and what are your limitations. The majority of college students today just spend what they have without thinking about the consequences. Turning to the best U.S. Finance School programs, we can see that budget management is always a crucial part of any curriculum, which is why you must think about the estimation of your weekly and monthly budget first to estimate the most common patterns. Once done, adjust things according to your findings. 

  1. Control Your Spending Habits. 

It might sound like an impossible thing to achieve these days when we have online video games, spending on social media for all the stickers, and the great clothes that we want to purchase to look stylish. While all of it is just a part of every student’s life, the trick is to avoid impulse purchases and focus on what you really need. Learn to share things with your college roommate, take some things from home, and be careful about what you already have. 

  1. Apply For Scholarships & Grants. 

One of the safest ways that college students in poor financial states or those in need of additional assistance must consider is applying for scholarships and governmental grants. The scholarships will mostly depend on academic, athletic, artistic, or any other merits, yet some of them will only require writing about your situation and professional objectives. If you are not sure about what to write, consider essay help for students and explain your obstacles. Remember that help is always out there, you only have to take the first step! 

  1. Participate In Research Projects. 

If you really want to boost your future career and set yourself apart from the average college learners, think about taking part in various research projects and publishing your works. It might take time and effort, yet it will always pay off as you can focus on serious scientific work and receive additional funding. It is also a way to improve your financial state as your strong financial future is not only about how much you have saved in your bank account. 

  1. Focus On Social Projects In Education. 

Do not forget that getting good employment or receiving recognition as a student is also about being “adjusted” to this life and knowing how to achieve success with the help of so-called soft skills. One of the best ways to explore this field to boost your financial situation is by approaching social projects, volunteering, community work, and even freelance projects that focus on social aspects of life. If you improve your communication skills, it will always pay off as you become more confident and learn to appreciate every opportunity that comes your way. 

  1. Boost Your Credit Score. 

Learn to establish a good credit score right at the beginning of your college life. Think about the risks of overspending that you may have to address them. For example, avoid solutions like auto-payment for multimedia services. Learn to spend only on what you truly need and set your credit card daily limit as it usually helps people to think twice as they see their current balance. 

The Culture of Avoiding The Debt 

Even though it may sound like a complex thing to achieve when your finances are limited, yet there are still ways to avoid the most common debts like boarding, various utilities, and even the academic bills that must be paid while you are at college. Think about the creation of a special emergency fund where you can always have a “plan B” for those occasions when some debt must be paid. This way you can still stay in control and avoid legal consequences or unnecessary stress. Of course, the first thing you have to do is to learn to cope without any debts as much as you can by seeking ways how you can either pay back with certain services or plan your necessities according to what you currently have. 

Entertainment

Beatles Brunch at City Winery Where Strawberry Fields Lives Forever

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I was taken to City Winery by Eli Marcus for the Beatles Brunch with Strawberry Fields.
This show plays every Sunday with an unlimited brunch buffet that includes coffee, tea and juice, starting at noon. A bottomless brunch cocktail package is also available and children get in free. Here tourists mingle with New Yorkers, eating scrambled eggs, sausage, bacon, dried out French toast, spicy potatoes with onions and peppers, perfectly done chicken, salad and fresh fruit. What is so nice, is that everyone seems happy to to be here, to see and hear the Fab Four.

Eli Marcus, Suzanna Bowling

The show starts off without fan fare. The lights dim and four men enter, not quite looking like the originals. Tony Garofalo (John Lennon), Billy J. Ray (Paul McCartney), Ira Siegel (George Harrison), and Michael Bellusci (Ringo Starr) and their costumes and wigs have seen better days. Then the music starts. You can watch one of our video’s here.

From the early hits like “I Wanna Hold Your Hand,” “She Loves You,” “Ticket To Ride” “Eight Days A Week” and more the first act is nostalgia at it’s best. It was adorable to watch the audience, especially the young ones “Twist and Shout.”

After a break in came the Sergeant Pepper era, clothing and all. From that we got “Nowhere Man,” “My Guitar Gently Weeps,” “When I’m 64,” “Penny Lane” and songs that dig into your soul. They are done well and the Beatles live again. You can see our video here.

Then the later songs like “I Am The Walrus” and “Don’t Let Me Down” end a show that is almost two hour long of music, that is classic. I have to admit I wanted to hear “Blackbird” and “Norwegian Wood,” but what you get is a  well rounded assortment of those songs that shaped several era’s.

Billy J. Ray, Ira Siegel

Ira Siegel stands out with his guitar playing that is out of this world. I really loved all the songs he sang as well.

Michael Bellusci

Michael Bellusci, gives Ringo a run for his money on the drums.

Tony Garofalo

Tony Garofalo is the founder, creator and producer playing rhythm and lead guitar and singing lead vocals along with Alan LeBoeuf from the original Beatlemania playing bass guitar. Ray looks the most like the Beatle he is playing.

Alan LeBoeuf, Ira Siegel

Alan LeBoeuf, Ira Siegel

Alan LeBoeuf

Strawberry Fields has been covering The Beatles for over three decades. They used to have a residency at B.B. Kings, but these days their home base is City Winery and it is definitely a great way to spend a Sunday. All four are consummate musicians and obviously have a love for what they do and that rubs off on their audience.

For a souvenir up a City Winery Strawberry Fields Rose Wine and have it signed by the cast. With its is its strawberry pink color, you get a combination of kiwi, watermelon and the taste of strawberry that lingers.

City Winery is right next to Little Island, Chelsea Market, The Highline, the Meatpacking district, Chelsea, and West Village. Everything is nearby to make a perfect outing for the whole day and this is one brunch where you definitely get your money’s worth. Click HERE for tickets

Tickets are $65.45

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Events

A Fun Night at Dave and Buster’s 42nd Street

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Thank-you again to Eli Marcus and the staff of Dave and Buster’s, at 234 West 42nd Street.

Eli Marcus

Eli was sending the concierge’s to the show The Shark Is Broken.

The producers of The Shark Must Be Broken, Eli Marcus and the general manager of Dave and Buster’s

There were lots of new friends to be made such as Carol Mennie, Caroline Rosado from the Hilton, Dinnella Collado from the Washington Square Hotel, Benjamin Maddy from Dave and Buster’s and Maddie of Benjamin Steakhouse Prime

Maddie

This destination for sports enthusiasts, foodies, and arcade offers space, fun and some fabulous happy hour deals.

All across the multiple screens were football, basketball, and hockey games from across the sporting world. At the sports bar an impressive selection of drinks, including craft beers, signature cocktails await. I sampled some their tasty bites and was impressed.

wings

Pretzel Dogs

To sooth your inner child air hockey and arcade games are waiting to be played.

Margarita and I playing for Make A Wish

If you are looking for entertainment they have a legendary Trivia Night with fantastic prizes.

Double Pepperoni Flatbread

wings

BBQ Chicken Flatbread

This is actually a great place to throw your holiday parties.

Fire-Grilled Atlantic Salmon

Boneless Wings

Chocolate- and caramel-filled churros with chocolate and salted caramel dipping sauces.

I am so glad the Mayor of Times Square invited me to his event.

Margarita Parlionas and Eli Marcus

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Book Reviews

We’re Here to Help – When Guardianship Goes Wrong

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This happened to Britney Spares, as well as Frances Rappaport, Libra Max  and countless other loved ones who became victimized by a system that was supposed to protect them.
Diane Dimond uses compelling stories of real people, like Frances Rappaport, Libra Max and countless others to pull back the curtain on a guardianship system shrouded in secrecy, where power, greed and influence all too often intersect with devastating consequences.
 A powerful book.

-Kent Walz, attorney & journalist

Diane Dimond’s book on the scourge of abusive adult guardianships is coming out very soon. It only took her 8 long years of investigation and countless interviews with affected people to get to the bottom of this extremely flawed part of the justice system.

People who have lived through this nightmare knows first hand what this “protective” part of the court system can do to rip apart families. But because it’s such a secretive system few Americans realize that they – or someone they love – could be guardianized without warning. It’s not just Britney Spears – up to 2 million people currently live under guardianship/court control.

All it takes is for someone (a vindictive relative, a greedy business partner, a former lover, even a landlord) to file a guardianship petition with the court saying someone is not competent to care for themselves. The judge usually agrees – often without ever seeing the targeted person – and the guardianship is established. Judges routinely appoint a total stranger as guardian to make all life decisions for the new “ward of the court.” All their civil rights are stripped away and, suddenly, the person has no say in their own life –they can’t even hire their own lawyer to fight it. There are many more horrific aspects to this “justice” system and Ms. Dimond spells it all out in the book.

We’re Here to Help – When Guardianship Goes Wrong not only reveals the predatory nature of the system (which controls a collective $50 billion in ward’s money every year!) but also tells what to look out for. It provides a guide for readers to protect themselves and those they love.

Diane Dimond is the author of four books including the upcoming, “We’re Here to Help: When Guardianship Goes Wrong, published by Brandeis University Press, released Sept. 19, 2023

 

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Broadway

Voices: Stars for Foster Kids

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On September 18th at 7:00 PM at The Town Hall, 123 West 43rd Street, Voices: Stars for Foster Kids a musical benefit for You Gotta Believe, a NYC organization specializing in helping older foster youth find permanent, loving families will take place. Hosted by SiriusXM’s Seth Rudetsky and James Wesley, expect a plethora of Broadway stars and performers, who will come together to celebrate the power of love and family.

Performers include; Rosie Perez, Bellamy Young, Ta’ Nika Gibson, Charlotte d’Amboise and Terrence Mann, Sharon Catherine Brown, Griffin Matthews and Matt Gould, Krysta Rodriguez, Anika Larsen, Norm Lewis, Gracie McGraw, Patina Miller, Brenda Braxton

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Events

NYFW: Runway Of Dreams A Fashion Revolution That Inspires Part 2

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Disabled people constitute the largest minority group in the world, yet are the most underserved and underrepresented.Shopping for clothes is challenging enough, but for anyone whose body falls outside the norm, it is next to impossible. Disabled people hold a lot of power, and it is about time that they are represented with apparel that makes them feel confident with adaptive designs  that can empower people with disabilities. Big names such as Tommy Hilfiger’s disability-friendly collection, which includes adaptive features like Velcro closures, magnetic buttons and adjustable hems and Nike’s Go FlyEase shoe, marks the first hands-free sneaker ever made.

Yesterday we wrote about one of the most inspiring events I have ever attended. A Fashion Revolution featured adaptive and universally designed apparel, footwear, and products from: Zappos, Kohl’s, Target, JCPenney, Tommy Hilfiger Adaptive, Stride Rite, Steve Madden, French Toast Adaptive, adidas, and the runway debut of Victoria’s Secret and PINK’s first-ever Adaptive Intimates showcased on 70 models, with varying disabilities and backgrounds, in addition to loved ones, caregivers and support animals.

Runway of Dream or RoD, raises awareness through large scale runway shows, but can you image…we all have to get dressed every day and when there are no clothes that make you feel wanted, that has to do something to your self worth. Despite fashion’s rallying cries for inclusion, it seems that only applies to race, gender, sexuality, age, size, and religion, but rarely to one’s abilities. If you have limited use of your arms or  a pant that would work for someone with a prosthetic.

Fashion should be everybody’s right and this was a night to be celebrated.

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