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All that You Need to Know About a Settlement Loan

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Life is unpredictable, and anything can happen to anyone at any moment. But only a few of us are prepared to face them and possess a financial backup to get all the things straightened. The majority of the population will fail to cope up with the mounting bills in case of any accidental physical injury. Personal injury lawsuits can be a headache as they are time-consuming, expensive, and exhausting. As your expenses start increasing, you might get tempted to file for a settlement loan to meet the necessary costs. This article will give you an insight into how settlement loan works and some other crucial facts on it. 

Settlement loans

A settlement loan (also referred to as a lawsuit loan, litigation financing, or pre-settlement loan) gives you money when you are in the middle of a lawsuit and are waiting for the case to settle down to get the money. The whole thing might be appealing for a person who is having a hard time covering up all the costs. 

They are not like traditional loans. What you will receive would be an advance. A settlement loan company will provide you with the amount while your case is pending. The final settlement award will determine the amount of the loan. The most common cases that are filed for settlement loans in anticipation of an advance are – 

  • Medical malpractices
  • Personal injury
  • Injuries in the workplace
  • Auto accidents
  • Slip and fall (premises liability) 
  • Product liability (if a malfunctioning product is responsible for your injury)
  • Wrongful demise (if someone’s negligence led to the death of a near and dear one)

How do they work?

The first thing you need to do is file an eligible lawsuit if you want to apply for a settlement loan. The settlement company will go through your case and evaluate your chances of winning it. Depending on the merits of your case, they will estimate the money that you are likely to receive as a settlement amount. Based on these calculations and information, they will offer you a loan. 

These loans can be an immediate solution to all your financial troubles, but remember, these money-lending firms are running a business. They have their interest invested in the loan that they are willing to offer. When they sanction the loan, they levy interest and fees on the total amount. You will have to pay the money back (along with interest and fees) once you get the settlement amount.

You do not have to bother about paying back the money until your case receives a judgment or you reach a settlement. But you have to take care of certain expenses first, like trial costs and lawyer’s fees. You can pay back the loan amount from the remainder. 

Why are they so important to some?

You might meet with an accident in your workplace for no fault of yours, and you become physically unable to work. You start to fall behind on your bills. That is when a settlement loan can come to your rescue. You can use the money to pay for your living expenses.

Before applying for such loans, make sure to go through the terms and conditions of the agreement. Once you agree on those, your money will be sanctioned within a day or two.

Cabaret

Tom and Michael D’Angora, Tim Guinee and Joe Iconis Are Back To Save The West Bank Cafe

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Steve Olsen, has his band of Merry Men with Tom and Michael D’Angora, Tim Guinee and Joe Iconis. In 2020, with a GoFundMe and a a star-studded Christmas Day Telethon they raised $345,422 (the target was $250,000). This year they are back with GoFundMe page and are in the midst of planning a star-studded gala event to assist with fundraising.  They have raised $18,755, but are looking for $850,000.
Steve Olsen has stated “Our business quadrupled last week since we announced our closing, There is a movement to keep our doors open a little longer.”
This is Tom D’Angora’s pitch on GoFundMe
Four years ago, we came together as a community and created a miracle to make sure that The West Bank Cafe/Laurie Beechman Theatre would survive the pandemic. Now Michael D’Angora, Tim Guinee, Joe Iconis and myself are asking you all to come together to create one last miracle so The West Bank Cafe can not only survive but THRIVE.
For 46 years West Bank Cafe has been a popular theater district haunt. It has been a launching pad for countless musicians, actors, comedians, and writers — a “must visit” for tourists, a “go to” for locals and a perfect spot for a business meeting, a pre-theater meal or after show drinks with friends.
The road post-pandemic has not been an easy one, but Steve Olsen and the incredible staff at The West Bank Cafe have soldiered on and sacrificed to keep the Cafe afloat. Unfortunately, the challenges have become overwhelming and without our help, our beloved Cafe will close for good in late August.
There were many factors that have led to this situation, but the largest and most unjust was that The West Bank Cafe was overlooked for the RRF grant, which is the reason most restaurants were able to make it post-pandemic. To make matters worse, due to an unfair and ridiculous technicality they were also denied the SVOG. Either of these grants would have made it possible for The West Bank to flourish over the past three years. Being denied both has resulted in the current situation.
It is left up to us as a community to once again step up and take care of our own. The West Bank Cafe will turn 50 in four years, and we must make sure that we are able to toast Steve, eat risotto balls together on the day of the iconic venue’s golden anniversary.
The West Bank Café is more than a restaurant and performance space. So many of us have celebrated birthdays, weddings, opening nights, closing nights, Tony wins, Tony losses, and everything in between there. Everyone is treated like a VIP when they walk through those doors.
The West Bank is home to The Laurie Beechman Theater -a legendary venue that is as vital to the New York theater scene as any Broadway house or Non-profit theater. There are less and less rooms in Manhattan for artists to birth new work in a safe and supportive environment. The loss of the downstairs performance space at the West Bank would be devastating to the community.. The Laurie Beechman is more than a beloved cabaret, it is an important piece of New York City theatrical history.
It is the stage where Joan Rivers performed her final set. It is the room where the original cast of Sunday in the Park With George rehearsed. It is where the Tony Award-winning play Side Man debuted, where Aaron Sorkin’s first two works were produced, where Lewis Black and Rusty Magee cut their teeth, Where countless Oscar, Grammy, Emmy, Tony, and MAC Award-winning artists have developed new pieces. So many stars have not only played but have been born at the Laurie Beechman Theater.
What is more clear than ever is that this restaurant does not just belong to Steve and Janet, it belongs to all of us. It is truly our Westbank Cafe and I believe we can once again pull off a miracle TOGETHER.
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Business

Maximizing your solar energy savings: Tips from experienced contractors

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Maximizing your solar energy savings can seem like a big task, but it doesn’t have to be. Experienced solar energy contractor has plenty of tips to help you make the most of your solar panels without breaking a sweat.

Want to lower those electric bills and make your home greener? Read on to discover simple and effective ways to boost your savings with solar energy.

Choose the Right Solar Panel System

Choosing the right solar panel system is essential for maximizing your savings. You need to consider factors such as the size of your roof, your energy needs, and your budget. Working with experts, like those premier solar company since 2014, can guide you to the best choice.

They can help you understand the different types of panels available and select a system that suits your home perfectly. This way, you can ensure you’re getting the most value and efficiency from your investment.

Optimize Panel Placement

To get the most out of your solar panels, it’s important to optimize their placement. Make sure your panels are positioned to capture the maximum amount of sunlight. This usually means placing them on a south-facing roof.

A solar technician can help you find the best angle and position. It’s also crucial to keep your panels free from shadows, like those from trees or nearby buildings.

Regular checks and maintenance can ensure that nothing obstructs their exposure to the sun. By optimizing panel placement, you can significantly increase your energy production and savings.

Leverage Incentives and Rebates

One of the best ways to save money with solar energy is by taking advantage of incentives and rebates. Government programs offer many financial incentives to help you offset the costs of installing solar panels. These can include tax credits, grants, and cash rebates.

Commercial solar companies can also guide you on leveraging these benefits. They often have the latest information on available incentives and can help with the application process. By using these incentives and rebates, you can reduce your upfront costs and see quicker returns on your investment.

Regular Maintenance

Regular maintenance is key to keeping your solar panels working efficiently. Start by cleaning your panels to remove dirt and debris that can block sunlight. It’s best to do this at least twice a year. Also, check for any damage or wear on your panels and wiring.

A quick inspection can prevent bigger problems down the road. If you notice anything unusual, call a professional for help. Keeping your panels in top shape ensures they will generate the most energy possible. This simple routine can boost your savings over time.

Smart Energy Usage

Smart energy usage can greatly enhance the benefits of your solar panel system. Start by using energy-efficient appliances in your home. These use less electricity and help you save more. It’s also a good idea to use appliances during the day when your solar panels are producing the most energy.

This reduces your reliance on the grid and maximizes your savings. Additionally, consider installing a smart thermostat to better control your heating and cooling. Small changes in your daily habits can lead to big savings over time.

Learn All About Solar Energy Contractor

In conclusion, saving with solar energy can be easy when working with the right professionals solar energy contractor. Make smart choices, maintain your panels, and use incentives to see quick financial benefits.

With these steps, you’ll enjoy lower bills and a greener home. Always consult with your solar energy contractor to get personalized advice and keep your system running smoothly.

Visit our blog for more!

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Events

NYC Restaurant Weeks Is Here With Three Pricing Option

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On Monday, July 22 through Sunday, August 18, 2024 Restaurant Week returns. This bi-annual event was created in 1992 to offer prix fixe menus to allow New Yorkers to eat at the city’s most coveted restaurants. Hundreds of restaurants across all five boroughs are participating this year with a 2-course lunch, 3-course dinner, or both. There will be a trio of pricing options for $30, $45 and $60. The deals run Monday-Friday, as Saturday is excluded as is Sunday to certain restaurants.

If you have a preregistered Mastercard you will receive $10 back for in-house dining transactions of $45 or more.

Menus and reservations can be found here.

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Art

A Weekend In The Hamptons With Holistic Health Fair, Store Opening, Oyster Farms and Art Party

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Every weekend in The Hampton’s it’s not what to do, but which to do. We decided to join Cristina G Cuomo’ s Purist for its third annual health fair in Southampton and experience the best in wellness. From top concierge practitioners of Eastern and Western modalities, to clean beauty, sustainability and nutrition, this was one terrific event to attend.

This year’s participants included: Boiron, Ecotone New York, Flyte, Bellantz, Cancer Culture, Rejuvenation Health, reactIVate, STANDwellness, Boxed Water, Biography, Post House, Cocoon and Hive, Mrs Momma Bear Workwear, Juice Press, evolvetogether, Figaro Apothecary, Hamptons Aromatherapy, Tahuu Chocolates, Institute for Integrative Nutrition, Filienna Filigree Jewelry, Rev. Jolene Star and the Enchanted Heart, The Erickson Method, bySILKE, Dr. Lea Lis, and  Happy Coffee by Robert Downey Jr. 

One of our favorite things was flyte. I have been wanting to create a floating Orgone and this just may be part of my answer. They also had a bed that vibrated to music and heals, that was highly effective.

I also loved the infra red light therapy by STANDwellness, the energizing clothing by Cocoon and Hive, CBD Chocolates by Tahuu Chocolates. The crystals and healing modality by Rev. Jolene Star and the Enchanted Heart and the amazing massage by Linda. Thank-you as my shoulder was really in pain.

Next onto BIBA’s store opening with Ilene looking fabulous, with the store’s manager. BIBA, has returned to the East End to showcase its collections, featuring an eclectic melange of clothing from both local and European designers. During the years of 1995 to 2010, BIBA held locations in East Hampton and Southampton Village, and has continued to serve customers in South Florida, with a Delray Beach location, ever since. Now open in Southampton Village, BIBA is frequented by celebrities, visitors, and locals alike, and aims to bring a VIP shopping experience to all. Snowbirds can rejoice knowing the store will have locations in both Southampton and South Florida.

John Nicolas, of Mudford Farms in East Hampton Shuckers, grows oysters and populates the waters to clean and make a healthier water and a healthier dish by filtering the water in the biggest way he knows how. Currently incubating about 1 million oysters in this facility alone.


Finally Rick Friedman and his wife is Cindy Lou through a fabulous art party with fireworks, a band and of course art.

All photo’s by Roger Sichel

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Broadway

Disney Broadway In Bryant Park Part Two

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106.7 LITE FM’s brought Disney to Broadway in Bryant Park. We brought you the video and now the pictures so you are there.

Tshidi Manye

Jackie Rene

Jackie Rene and Gilbert Domally

Jackie Rene and Gilbert Domally

Jackie Rene and Gilbert Domally

Jackie Rene and Tshidi Manye

Jackie Rene and Tshidi Manye

Tshidi Manye and Gilbert Domally

Tshidi Manye and Gilbert Domally

Jim Ferris, Gilbert Domally and Ben Jeffrey

Jim Ferris, Gilbert Domally and Ben Jeffrey

Jim Ferris, Gilbert Domally and Ben Jeffrey

Ben Jeffrey, Jackie Rene, Tshidi Manye, Jim Ferris and Gilbert Domally

Gilbert Domally, Jackie Rene, Tshidi Manye, Jim Ferris and Ben Jeffrey

The Lion King’s Tshidi Manye, Jim Ferris, Jackie René, Ben Jeffrey and Gilbert Domally

Charissa Hogeland

Charissa Hogeland

Chad Burris

Frozen’s Charissa Hogeland and Chad Burris

Michael James Scott

Adi Roy

Adi Roy

Michael James Scott, Adi Roy

Michael James Scott, Adi Roy

Sonya Balsara

Sonya Balsara

Adi Roy, Sonya Balsara

Sonya Balsara, Adi Roy

Adi Roy, Sonya Balsara

from Aladdin‘s Michael James Scott, Sonya Balsara and Adi Roy

106.7 Lite FM’s Hosts-Paul Cubby Bryant and Christine Nagy

Paul Cubby Bryant and Christine Nagy

The hosts were Paul ‘Cubby’ Bryant and Christine Nagy.

Chad Burris, Charissa Hogeland, Ben Jeffrey, Jackie Rene, Tshidi Manye, Jim Ferris and Gilbert Domally

Chad Burris, Gilbert Domally, Jackie Rene. Tshidi Manye, Jim Ferris, Charissa Hogeland, Ben Jeffrey, Sonya Balsara, Adi Roy and Michael James Scott

Chad Burris, Gilbert Domally, Jackie Rene. Tshidi Manye, Jim Ferris, Charissa Hogeland, Ben Jeffrey, Sonya Balsara, Adi Roy and Michael James Scott

Chad Burris, Gilbert Domally, Jackie Rene. Tshidi Manye, Jim Ferris, Charissa Hogeland, Ben Jeffrey, Sonya Balsara, Adi Roy and Michael James Scott

 

 

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