Connect with us


Can Single Parents Ever Retire? How Financial Security Can Help?



Saving enough money to build a house, raising your children can be very challenging for single parents. Single parents are the only sources of income in their families. They are the sole breadwinner. Thus, a lot of single parents worry if they will ever have enough money to be able to retire in peace with full financial security. In this article, you will learn how single parents can save enough money for the future to be ready to retire freely with financial security.

Emergency Fund will always come handy

You can never be too sure about when you might suddenly face a crisis. There are a lot of single parents who buckle under pressure when they encounter a new crisis. Sometimes, people tend to deplete and spend all their savings on any urgent repairs or fixing up other things. A lot of single parents have to depend upon emergency loans, or they borrow some money or use credit cards to pay the amount and, in the process, get into a deeper mess. You must have a resource which is your own from which you can take out money when you need it for an emergency situation.

It is not essential to put a vast amount of money into your emergency fund, but you consider setting a small part of your monthly income aside for this purpose. You could begin by placing a small amount apart every month. Then gradually increase the amount every month.

You should store this emergency fund apart from the savings account you have. Try to save around a thousand dollars in 5 months and then gradually increase the amount. You should put this money in the bank and let it grow more.

Plan your budgets with the utmost care

It is quite easy to have some money get slip by you every month, and a lot of time this is precisely what happens, and you do not even see that. You have to go to work, and you will then be paid, after which you shall pay the bills you owe and then provide your family. This will all be done with the money that you have. It is for this reason that you must plan a budget carefully.

You must examine the way by which you spend your money. You need to observe and then note down all the necessary spending that you make each month. You will see later that you pay an overwhelming amount of money on frivolous expenses. But you must focus on other things which are more important like your mortgage payment, your car payment, food and grocery bills, debt repayments and so on. You must save enough money to be able to not only pay these bills but also keep some for your retirement fund.

IT is essential thus that you have a budget which is realistic. It needs to be focused on you paying these bills first. With a budget, you shall be able to improve your focus. You can get your finances in control. So, plan your budget with the utmost care.

Creating a savings account? What are your goals?

Have you ever thought about saving up enough money to be able to buy something that you always cherished about owning? Something like a new, nice couch that could replace your older one which you have placed in your living room. You might want to buy a new piano or redecorate your house. You may want to visit somewhere you have never been to before. There must be a lot of things which you have wanted to do, and you should save your money for doing those things. Start saving money with some specific goals to accomplish. It is of massive significance that if you want to buy something, then you should do it with money which belongs to you and not be dependent on credit or debit cards for that. Thus, you should have a savings account where you put money to use for your own goals.

You must always be sure that you have entirely built your emergency funds up. These funds should be enough to cover a minimum of 3 months of all your living expenses which you may encounter. After you have done that, it is vital that you move to your savings account. In your savings account, you should put the exact amount that you devote to your emergency funds accounts from each of your pay-cheques. With your savings accounts, you will be able to pay for everything you buy with cash. This will go on to train you, in the long run, to not depend on using credit cards always.

You need to conduct some researches. You must get proper knowledge from talking to professionals who handle financial management services. A lot of single parents have to rely heavily on just one income. Thus, for them, it is more difficult when compared to families who have two sources of income. By following the methods mentioned here, you will be able to finance and secure your future after making some smart decisions about the way you manage your money.

You can learn more from about the different ways by which you can repay your debts quickly and manage your finances so that you can retire with full financial security.


With the unpredictable financial times that we live in at the present moment, it can be incredibly difficult for anyone to be sure if they will have full financial freedom by the time they retire. The problem is more difficult for single parents, who have to bear alone the pressures of running a family. A single parent will have to endure a lot of expenses. Thus, it is difficult for single parents to be sure that they can ever retire with full financial security after paying off their debts. Thankfully, by following some easy tactics, you will be able to retire with plenty of funds for your retired life. Hopefully, the information mentioned in this article will have helped you.

Food and Drink

White Wine for Summer Send Off




It is hard to believe that summer is officially wrapping up. But as days get shorter there is still plenty of time to toast the season in style with these favorite white wines.

Kenwood Vineyards Six Ridges Chardonnay 2019

This refreshing chardonnay crisp apple and crunchy peach flavors is electrifying and oh, so yummy! It brings out the feeling of velvet caressing you. This is simmply all of the best the Russian River Valley of Sonoma County has to offer.

Brancott Estate Sauvignon Blanc


Divinely balanced wine with zesty aromas and highlights of pink grapefruit, melon and gooseberry. It refreshing and perfectly sweet. Every sip will have you singing praises to the wonderful summer you just had.

Continue Reading


Beatles Brunch at City Winery Where Strawberry Fields Lives Forever



I was taken to City Winery by Eli Marcus for the Beatles Brunch with Strawberry Fields.
This show plays every Sunday with an unlimited brunch buffet that includes coffee, tea and juice, starting at noon. A bottomless brunch cocktail package is also available and children get in free. Here tourists mingle with New Yorkers, eating scrambled eggs, sausage, bacon, dried out French toast, spicy potatoes with onions and peppers, perfectly done chicken, salad and fresh fruit. What is so nice, is that everyone seems happy to to be here, to see and hear the Fab Four.

Eli Marcus, Suzanna Bowling

The show starts off without fan fare. The lights dim and four men enter, not quite looking like the originals. Tony Garofalo (John Lennon), Billy J. Ray (Paul McCartney), Ira Siegel (George Harrison), and Michael Bellusci (Ringo Starr) and their costumes and wigs have seen better days. Then the music starts. You can watch one of our video’s here.

From the early hits like “I Wanna Hold Your Hand,” “She Loves You,” “Ticket To Ride” “Eight Days A Week” and more the first act is nostalgia at it’s best. It was adorable to watch the audience, especially the young ones “Twist and Shout.”

After a break in came the Sergeant Pepper era, clothing and all. From that we got “Nowhere Man,” “My Guitar Gently Weeps,” “When I’m 64,” “Penny Lane” and songs that dig into your soul. They are done well and the Beatles live again. You can see our video here.

Then the later songs like “I Am The Walrus” and “Don’t Let Me Down” end a show that is almost two hour long of music, that is classic. I have to admit I wanted to hear “Blackbird” and “Norwegian Wood,” but what you get is a  well rounded assortment of those songs that shaped several era’s.

Billy J. Ray, Ira Siegel

Ira Siegel stands out with his guitar playing that is out of this world. I really loved all the songs he sang as well.

Michael Bellusci

Michael Bellusci, gives Ringo a run for his money on the drums.

Tony Garofalo

Tony Garofalo is the founder, creator and producer playing rhythm and lead guitar and singing lead vocals along with Alan LeBoeuf from the original Beatlemania playing bass guitar. Ray looks the most like the Beatle he is playing.

Alan LeBoeuf, Ira Siegel

Alan LeBoeuf, Ira Siegel

Alan LeBoeuf

Strawberry Fields has been covering The Beatles for over three decades. They used to have a residency at B.B. Kings, but these days their home base is City Winery and it is definitely a great way to spend a Sunday. All four are consummate musicians and obviously have a love for what they do and that rubs off on their audience.

For a souvenir up a City Winery Strawberry Fields Rose Wine and have it signed by the cast. With its is its strawberry pink color, you get a combination of kiwi, watermelon and the taste of strawberry that lingers.

City Winery is right next to Little Island, Chelsea Market, The Highline, the Meatpacking district, Chelsea, and West Village. Everything is nearby to make a perfect outing for the whole day and this is one brunch where you definitely get your money’s worth. Click HERE for tickets

Tickets are $65.45

Continue Reading


A Fun Night at Dave and Buster’s 42nd Street



Thank-you again to Eli Marcus and the staff of Dave and Buster’s, at 234 West 42nd Street.

Eli Marcus

Eli was sending the concierge’s to the show The Shark Is Broken.

The producers of The Shark Must Be Broken, Eli Marcus and the general manager of Dave and Buster’s

There were lots of new friends to be made such as Carol Mennie, Caroline Rosado from the Hilton, Dinnella Collado from the Washington Square Hotel, Benjamin Maddy from Dave and Buster’s and Michaela Paratore of Benjamin Steakhouse Prime

Michaela Paratore

This destination for sports enthusiasts, foodies, and arcade offers space, fun and some fabulous happy hour deals.

All across the multiple screens were football, basketball, and hockey games from across the sporting world. At the sports bar an impressive selection of drinks, including craft beers, signature cocktails await. I sampled some their tasty bites and was impressed.


Pretzel Dogs

To sooth your inner child air hockey and arcade games are waiting to be played.

Margarita and I playing for Make A Wish

If you are looking for entertainment they have a legendary Trivia Night with fantastic prizes.

Double Pepperoni Flatbread


BBQ Chicken Flatbread

This is actually a great place to throw your holiday parties.

Fire-Grilled Atlantic Salmon

Boneless Wings

Chocolate- and caramel-filled churros with chocolate and salted caramel dipping sauces.

I am so glad the Mayor of Times Square invited me to his event.

Margarita Parlionas and Eli Marcus

Continue Reading

Book Reviews

We’re Here to Help – When Guardianship Goes Wrong



This happened to Britney Spares, as well as Frances Rappaport, Libra Max  and countless other loved ones who became victimized by a system that was supposed to protect them.
Diane Dimond uses compelling stories of real people, like Frances Rappaport, Libra Max and countless others to pull back the curtain on a guardianship system shrouded in secrecy, where power, greed and influence all too often intersect with devastating consequences.
 A powerful book.

-Kent Walz, attorney & journalist

Diane Dimond’s book on the scourge of abusive adult guardianships is coming out very soon. It only took her 8 long years of investigation and countless interviews with affected people to get to the bottom of this extremely flawed part of the justice system.

People who have lived through this nightmare knows first hand what this “protective” part of the court system can do to rip apart families. But because it’s such a secretive system few Americans realize that they – or someone they love – could be guardianized without warning. It’s not just Britney Spears – up to 2 million people currently live under guardianship/court control.

All it takes is for someone (a vindictive relative, a greedy business partner, a former lover, even a landlord) to file a guardianship petition with the court saying someone is not competent to care for themselves. The judge usually agrees – often without ever seeing the targeted person – and the guardianship is established. Judges routinely appoint a total stranger as guardian to make all life decisions for the new “ward of the court.” All their civil rights are stripped away and, suddenly, the person has no say in their own life –they can’t even hire their own lawyer to fight it. There are many more horrific aspects to this “justice” system and Ms. Dimond spells it all out in the book.

We’re Here to Help – When Guardianship Goes Wrong not only reveals the predatory nature of the system (which controls a collective $50 billion in ward’s money every year!) but also tells what to look out for. It provides a guide for readers to protect themselves and those they love.

Diane Dimond is the author of four books including the upcoming, “We’re Here to Help: When Guardianship Goes Wrong, published by Brandeis University Press, released Sept. 19, 2023


Continue Reading


Voices: Stars for Foster Kids



On September 18th at 7:00 PM at The Town Hall, 123 West 43rd Street, Voices: Stars for Foster Kids a musical benefit for You Gotta Believe, a NYC organization specializing in helping older foster youth find permanent, loving families will take place. Hosted by SiriusXM’s Seth Rudetsky and James Wesley, expect a plethora of Broadway stars and performers, who will come together to celebrate the power of love and family.

Performers include; Rosie Perez, Bellamy Young, Ta’ Nika Gibson, Charlotte d’Amboise and Terrence Mann, Sharon Catherine Brown, Griffin Matthews and Matt Gould, Krysta Rodriguez, Anika Larsen, Norm Lewis, Gracie McGraw, Patina Miller, Brenda Braxton

Continue Reading


Copyright © 2023 Times Square Chronicles