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Did you realize that teenager drivers are affecting insurance premiums for all motorists? In addition, other awful drivers can affect your premiums too. While it might not seem fair, the reality is more and more people, especially teenagers, are distracted while behind the wheel.

Messaging, while at the same time driving, is very risky behavior that more young drivers are engaging in. According to DirectAutoInsurance.org, vehicular deaths related to distracted driving is one of the leading causes of deaths for motorists under 20 years old.  Sadly, an ever-increasing number of individuals are taking part in this terrible conduct, including adults. This behavior is responsible for over 1.6 million accidents and 400,000 injuries for each year.

The National Safety Council estimates that almost one out of four accidents are due to distracted driving. Along these lines, the quantity of accidents has gone up over 14% since 2014. In addition to the fact that the roadways are riskier to drive in than ever before, it is also becoming more costly to drive. One of the main reasons is an escalation in auto insurance premiums.

Teenagers Drive Distracted the Most
New tests demonstrate that individuals are prone to taking their eyes off the road, even in heavy traffic. Not only does it make driving conditions unsafe, but it also is contributing to an increase in accidents. Since distracted driving behaviors are one of the main sources of accidents and deaths every year, car insurance companies have had no choice but to raise premiums. All drivers, including those that do not engage in distracted driving, need to pay more for their auto insurance. Some insurers are now losing money, with a big portion of the blame placed on increasing distracted driving-related accidents.

Surge Powers, the leader of Burke, Powers and Harty law firm is seeing more legal cases each year related to major injuries caused by distracted motorists. This is influencing bigger premium increases each year by a majority of insurers. All things considered, a car insurance plan costs about $926 every year on average. Since 2011 until 2018, that rate has gone up annually by 16%. Young people are the greatest guilty parties of driving while under the influence of their cell phone. Sadly, everybody pays the cost for it.

Why Does Texting and Driving Hurt My Car Insurance Premiums?
Do you text and drive? If you are honest and this is the truth, there’s one thing you should do. You should stop this dangerous behavior immediately. Messaging on your phone while driving puts you and everyone on the road around you at risk of getting into a serious accident or even worse killed. Several insurance organizations have begun tracking mobile phone use for the drivers that they cover. You might be followed because of your terrible conduct and receive a hefty penalty.

One case of this is Allstate and Loya insurance. They utilize something many refer to as Arity. It’s a tracking AI that decides if drivers are utilizing their telephones while driving. Arity investigated more than 160 million cases and discovered that the individuals who used their telephone while driving were engaged in much more risky driving while on the road. In the event that you don’t text and drive, you may feel relieved. In any case, you are just as affected financially as those who do text and drive.

Will My Rates Be Unaffected If I Don’t Text and Drive?
A wide range of components dictates vehicle Insurance rates. This includes your nearby neighborhood, your age, your education, your driving history, and your income. One of the last classifications that these organizations will check is the probability a customer will engage in texting and driving. Since such a large number of individuals are doing this in recent years, sophisticated algorithms are used to determine risk and premiums. If you do not text and drive, you might pay a little less, but overall you will be paying more than if this issue did not exist.

Should I Expect My Insurance Premiums to Rise in the Near Future?
Everything depend on what state you live in. Throughout the whole country, premiums have gone up about 23% since 2011 and they keep going up at the present day. North Carolina residents experienced substantial premium increases. In 2016 alone, their rates went up by 9%. This is because of a dramatic increase in distracted driving accidents. Sadly, many people on a tight budget in this state have been forced not to drive because insurance rates that are too costly.

There’s an ever-increasing number of vehicle accidents due to texting. State Farm insurance company reports that 40% of all drivers confess to Texting and driving. Despite the dangers, people just can’t put down their cell phones, even while driving. This is unquestionably a major factor bringing about more and more accidents. If you’re a high school aged motorist, you will probably see an enormous increment in your Insurance rate over the next couple years, unless this trend reverses.

How to Pay Less for Auto Insurance Coverage
The best thing you can do in this circumstance is raised your credit score. If your score is under 650, you will end up paying about 20% or more for coverage. Get your score over 700 and watch your rates go down a lot. Also, drive an older car with a 4-cylinder engine. Nest, take the time to search for the cheapest rates both offline and online. Compare at least 10 car insurance quotes and see who has the best pricing for the coverage you need. Lastly, never text and engage in distracted activities behind the wheel. This will prevent many accidents and help keep your premiums down.

 

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Food and Drink

68th Annual Summer Fancy Food Show Highlights

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Specialty food and beverage products from 2,400+ exhibitors came to New York City at Javits Center for the 68th Annual Summer Fancy Food Show.

Speciality Foods Association brought the important and beloved event to the Big Apple this June.

Like Air Puffcorn

More than 29,000 specialty food and beverage industry professionals came together for the sold-out show that hosted exhibitors from 56 international countries across dozens of specialty food and beverage categories.

Brooklyn Bread

In addition to makers and buyers, event attracted industry affiliates, press, influencers, investors, and trendspotters.

Raincoast Crisps

“This year’s Show highlighted our incredible specialty food community in so many different ways, and SFA appreciates everyone who participated,” said SFA President Bill Lynch. “It was the place to be for a captivating keynote with Whole Foods Market CEO Jason Buechel and an insightful fireside chat with Kristen Kish, who also hosted our SFA Awards Gala. The exhibitors brought their best to the Show yet again, and the collective energy this year was palpable. We saw innovations in product format, flavor, and more that will reverberate through the wider food industry in the months to come.”

 

 

 

 

 

 

 

 

 

 

 

Ethel’s

The winners of the five sofi Grand Honors Awards were revealed at the SFA Awards Gala on Monday, June 24, hosted by Kristen Kish of Bravo’s Top Chef.

Smul

The 2024 Grand Honors Award winners:

  • Outstanding Packaging: Strawberry Soft-Serve Milkshake by Fanci Freeze and Pivot North Consulting
  • Outstanding New Product: Flash Frozen Guinness Beef Stew by Jane Foodie
  • Outstanding Classic: Uncured Wagyu Beef Salami by Alef Sausage Inc.
  • Product of the Year/Beverage: Barcoop Bevy Bloody Mary with Smoked Sea Salt and Chiles by Bittermilk LLC
  • Product of the Year/Food: Molasses Spice Cookies by Girl In The Little Red Kitchen, LLC

The SFA operates an Exhibitor Food Donation Program in partnership with City Harvest to ensure unused food makes it to New Yorkers in need. 125 volunteers rescued 95 pallets of specialty food, which were then delivered to six of City Harvest’s partner agencies around New York City.

Jack Daniel’s Coffee

The next Fancy Food Shows are the 2025 Winter Fancy Food Show(Opens in a new window), January 19-21 in Las Vegas and the 2025 Summer Fancy Food Show(Opens in a new window), June 29-July 1, in New York City.

 

 

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Broadway

Broadway in Bryant Park And You Are There With Hell’s Kitchen, Water For Elephants, The Wiz and More

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July 11, 106.7 LITE FM’s Broadway in Bryant Park kicked off its 2024 program, bringing the best of Broadway back together for free performances, every Thursday in July.

From AMDA College of the Performing Arts-Kyle Taylor Parker

From AMDA College of the Performing Arts-Kyle Taylor Parker, Charity Arianna , Destiny David, Ailadis Hernandez De Leon, Nyjair Wilkerson and Jackson Bateman

This week’s performances included: a preshow featuring students from AMDA

Ali Louis Bourzgui

Bobby Conte and Ali Louis Bourzgui

Bobby Conte, Ali Louis Bourzgui and Adam Jacobs

Ali Louis Bourzgui, Bobby Conte,

Lily Kren, Alexandra Matteo, Daniel Quadrino, Jenna Nicole Schoen, Nathan Lucrezio, Reagan Pender, Bobby Conte, Tyler James Eisenreich, Mark Mitrano, Haley Gustafson, Afra Hines, Dee Tomasetta, Adam Jacobs, Ali Louis Bourzgui, David Paul Kidder, Jeremiah Alsop, Andrew Tufano and Ronnie Bowman, Jr.

The Who’s Tommy (Ali Louis Bourzgui, Adam Jacobs, Bobby Conte, Haley Gustafson and more)

Isabelle McCalla and Ken Wulf Clark

Ken Wulf Clark

Joe De Paul and Asa Somers

Isabelle McCalla and Ken Wulf Clark

Isabelle McCalla and Ken Wulf Clark

Isabelle McCalla and Ken Wulf Clark

Joe De Paul, Asa Somers and Sara Gettelfinger

Joe De Paul, Asa Somers and Sara Gettelfinger

Joe De Paul, Asa Somers and Sara Gettelfinger

Joe De Paul, Asa Somers and Sara Gettelfinger

Ken Wulf Clark, Sara Gettelfinger, Joe De Paul and Asa Somers

Ken Wulf Clark, Sara Gettelfinger, Joe De Paul and Asa Somers

Ken Wulf Clark, Joe De Paul, Asa Somers and Isabella McCalla

Water for Elephants (Isabelle McCalla, Ken Wulf Clark, Asa Somers, Sara Gettelfinger, Joe De Paul)

Avery Wilson

Kyle Ramar Freeman and Nichelle Lewis

Kyle Ramar Freeman

Kyle Ramar Freeman

Melody A. Betts

Kyle Ramar Freeman

Nichelle Lewis

Nichelle Lewis, Kyle Ramar Freeman, Avery Wilson and Polanco Jones Jr.

Kyle Ramar Freeman, Avery Wilson and Polanco Jones Jr.

Kyle Ramar Freeman, Polanco Jones Jr., Nichelle Lewis, Melody A. Betts and Avery Wilson

The Wiz (Avery Wilson, Kyle Ramar Freeman, Melody A. Betts, Nichelle Lewis, Polanco Jones Jr.)

Jelani Remy

JJ Niemann

Evan Alexander Smith and JJ Niemann

Evan Alexander Smith and JJ Niemann

Evan Alexander Smith and JJ Niemann

Evan Alexander Smith and JJ Niemann

Jelani Remy and JJ Niemann

Jelani Remy and JJ Niemann

Jelani Remy and JJ Niemann

Evan Alexander Smith, Katie Laduca, JJ Niemann and Aaron Alcaraz

Hannah Kevitt and JJ Niemann

Evan Alexander Smith, JJ Niemann, Jelani Remy and The Cast of Back To The Future that includes Hannah Kevitt, Cixtoria Byrd, Kimberly Immanuel, Jessie Peltier, Gregory Carl Banks Jr., Katie Laduca, Joshua Kenneth Allen Johnson and Aaron Alcaraz

Evan Alexander Smith, JJ Niemann, Jelani Remy, Hannah Kevitt, Cixtoria Byrd, Kimberly Immanuel, Jessie Peltier, Gregory Carl Banks Jr., Katie Laduca, Joshua Kenneth Allen Johnson and Aaron Alcaraz

Back to the Future (Jelani Remy, JJ Niemann, Evan Alexander Smith)

Gianna Harris and Lamont Walker II

Lamont Walker II

Jade Milan, Jackie Leon and Gianna Harris

Jade Milan, Jackie Leon and Gianna Harris

Donna Vivino

Donna Vivino

Donna Vivino, Gianna Harris, Lamont Walker II, Jade Milan and Jackie Leon and Jackie Leon

and Hell’s Kitchen (Gianna Harris, Vanessa Ferguson, Jackie Leon, Donna Vivino, Lamont Walker II)

106.7 Lite FM’s Helen Little

106.7 Lite FM’s Helen Little is joined by Co Host Kyle Ramar Freeman

with host Helen Little and co-host Kyle Ramar Freeman.

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Events

A Sweet Day of Fun with Malibu Rum on National Piña Colada Day

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The Royalton Park Ave was the sweet place to be for the National Piña Colada Day celebration with Malibu Rum.

Some favorite Malibu Piña Colada Recipes were enjoyed at the poolside affair. Malibu is the number one white rum-based coconut spirit in the world. Try these at home today!

Malibu Coconut Water Piña Colada

1.5 parts Malibu Original

1.5 parts Coconut Water

2 parts Dole® Canned 100% Pineapple Juice

0.5 parts Fresh Lime Juice

Garnish: Slice of pineapple

Ice

Method

Pour all ingredients into an ice-filled shaker

Shake until cold and strain into a chilled glass filled with ice cubes

Top with a slice of pineapple

Malibu Sparkling Piña Colada 

Ingredients

1 Part Malibu Original

⅓ parts Dole® Canned 100% Pineapple Juice

⅓ parts Cream of Coconut

2 parts Sparkling Wine

Garnish: Pineapple wedge

Ice

Method

Pour all ingredients (except sparkling wine) into an ice-filled shaker

Shake until cold, pour sparkling wine into shaker and stir

Strain into a chilled glass and top with a slice of pineapple

 

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Family

Tech Gifts for Outdoor Enthusiasts

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Summer is one of the best times to enjoy the outdoors with your family and friends. Here are some great and various modern technologies to add offering exciting options.

GPS Devices

Our first gift option is a GPS. It is a must-have tech gift for summertime excursions. It can be challenging to navigate different locations, but with a reliable GPS, you are assured that you are heading in the right direction. There are many really good options such as the  Garmin GPSMAP 66i. It has comprehensive charting, two-way texting, and SOS features. Another option to check out is Suunto Traverse Alpha.

Portable Laptop Monitor Extender

Are you creative and have multiple things to do simultaneously on your laptops. A portable laptop monitor extension improves productivity and easily connects to all laptops. The Mobile Pixels Trio/Trio Max, is our favorite with exceptional HD displays for multitasking. The Duex Float  can easily adjust with a 180-degree rotation.

mp_trio_05

Portable Solar Chargers

A  good-quality portable solar charger will keep your gadgets charged and helps with extended outdoor travel. These portable solar chargers are an ideal option for an off-the-beaten-path excursion with few power outlets. An example is the Anker PowerPort Solar, which has twin USB connections for quick charging. Another option is the Goal Zero Nomad 7 Plus.

Action Cameras

Want to make an impression give an action camera. These incredible tech gadgets can effectively record all the exciting events in high definition. are favorite is the GoPro HERO9 Black, which is an excellent GoPro action camera with 5K video and modern stabilization. With the option of twin displays, 4K HDR video, and RockSteady stabilization for fluid filming is DJI Osmo Action.

newtrio126-min

Wearable Tech

Lastly, a wearable technology that can offer various advantages like a fitness trackers and smartwatches. These presents help monitor your health, navigate paths, and measure fitness data. Garmin Fenix 6 and Apple Watch Series 7 are our picks.

Most travel lovers need the convenience of editing photos/videos, creating captivating content, and more. with a portable laptop monitor extender you have the world at your hands.

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Art

NOFLEX Korean Dinning Surrounded By Art and Technology

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NOFLEX, located at 286 5th Avenue  right off 30th street us the first media art loungeThis contemporary Korean restaurant and bar is managed by Next Dining, a distinguished hospitality group from Korea.

The art on the walls

The art on the walls

The restaurant offers inventive Korean cuisine made with fresh ingredients and diverse flavors. The ambiance of the space is unparalleled, with a 72-foot LED wall and vibrant lighting that will transport you to Seoul.

The Bar

There is also an upstairs, overlooking the fun.

You can enjoy an impressive selection of cocktails, wine, sake. We tried The Pornstar Mojito’s ($17) Sparkling Wine with lime, mint and passion fruit. Refreshing and cooling served with a flower.

The space is very modern and has a club-like vibe, so I am sure after hours is very different than at dinner time, which was cool inviting and relaxed.

Looking at the menu

The menu is extensive and if you like seafood and sushi NOFLEX is sure to please. I am not exactly a seafood lover, however my guest and I went on a exploration of shrimp. 
We started our journey with Hand Rolled Cigar Rolls filled with beef and shrimp, served with aside of truffle aioli ($19). As far as food goes this was my favorite dish. The truffle aioli was fantastic, I ended up dipping everything in this sauce. These were crispy, juice and delectable.

Onto the Deep Fried Shrimp Skewers ($21) 6 pieces of lightly crispy shrimp in a wasabi mayo. The batter was more like the texture of coconut, and they were light and filling. Both were easily shared.

For entrees, we tried the Shrimp Scallion Pancakes ($25). Each slice was filled with a whole shrimp and there were eight slices. I would have preferred the shrimp to be cut up with scallions, as the garlic was barely a taste, however the truffle aioli  sauce from the cigars, perked these up and help immensely.

Also for an entree the Gambas ($33) which is shrimp in a spicy, garlic sauce served with slices of baguettes. This was Roger’s favorite dish.

And then there was dessert….. Roger and I would go to NOFLEX strictly for their Brûlé Banana Nutella Croffle ($17). This dessert is  a cross between a croissant and waffle, with ice bream. This was seriously sensational. First of all, I am not even a fan of bananas, but done in the Brûlé style they were out of this world and a Croffle with Nutella is a serious culinary adventure.We also tried the Silky Vanilla Cheesecake ($17) that was also excellent. What made this so good was that it was light with these fabulous cookie crumbles that elevated this classic dessert.

Bibi

We found out our fabulous server Bibi created these treasures.

NOFLEX is a wonderful addition to the neighborhood and has one of the best desserts I have ever had.

NOFlEX, 286 5th Avenue off of 30th closed on Monday’s and opened for dinner at 5pm.

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