Creating an estate plan is more complex than people usually think. In most situations, we see that people prepare solely for things they can anticipate. However, it is essential to think about the scenarios that are not likely to happen. That way, you can have an advantage even in situations that look like a disadvantage.
What do we think when we say that? It happens when the owners end up incapacitated or its life ends unexpectedly. While this may look like something only seniors are interested in, it is presumable that the younger generation of people can sustain injuries that can make them incapacitated.
Estate planning is important not only for individuals but also for the family of that individual. We’re sure everyone would like to have their family taken care of in such situations. Naturally, this is complex planning that requires much more effort on your behalf. As a result, the planner needs more education on this subject.
Today, we want to shine a light on how to do this properly.
The aging process, and everything that comes with it, is inevitable. Also, we can all agree that everyone’s future is uncertain. So, we should make every day and every decision count. For that reason, thinking ahead when possible should be an utmost priority for every person out there. Incapacity planning is just a fraction of the overall plan.
Incapacity planning is a process of making your assets count in a time of need. It is not all about creating a will that delegates the properties to your inheritors according to your wishes. It is also significant to see whether possible to pay some of the medical bills in the time of need.
When the owner doesn’t care about this plan, the court will take action and decide. We can all agree that decisions made by the court usually do not resemble the wishes of the late owner. Plus, it is more than likely that most of the inheritors will end up unhappy because of these decisions.
What are the Most Important Steps?
Now, we will provide our readers with the most crucial steps they should undertake.
Itemize Your Inventory
Before you are ready to do anything, it is essential to itemize your inventory as detailed as possible. Of course, we are talking about making a list of both inside and outside of the property you own. If you own multiple ones, this list immediately becomes much lengthier, right? So, the list will not include only properties but also things like vehicles, antiques, jewelry, etc.
Creating this list will last much longer than you initially planned. Besides enlisting all the things you own, it wouldn’t hurt to add some notes on whom you would like to receive some of them in case something happens to you. That way, the inheritors will have a much easier time dividing all of these.
On the other side, the inventory list is beneficial for the owner since it will be much easier to monitor them closely. Not to mention that this approach makes it easier for the owner to see whether the property’s value has increased. It can happen either due to the movements in the market or some investments, like house renovation.
Gather Important Documents
The condition for you to present certain assets as your own in front of the court is to have all the necessary documentation that proves it. Therefore, gather all the documents like vehicle titles, property deeds, and other ownership papers. Also, have all the contact information for the insurance broker, medical professional, and lawyer.
Put all these papers in one place where you can reach them in a time of need. At the same time, make sure to inform your loved ones where these documents are, just in case you cannot provide them at the moment. Any other scenario will raise many problems you need to take care of.
Just think about it, a plan will become smoother in a situation when you need to do it urgently. As a precaution, you should grant your attorney the authority to reach for these papers. That way, the professional can handle the situation the best way possible.
Hiring a Competent Lawyer
Hiring a lawyer to handle your personal and financial matters if you become incapacitated is one of the main elements of having proper incapacity planning. This professional should be both experienced and competent. The economic future of you and your family requires the aid of a professional.
It’s worth noting that awarding the attorney a right to manage the assets is accepted by the court only if the issuer is mentally competent. There are many cases where lawyers scam a mentally incompetent individuals seeking their rights. So, this is something you should have in mind.
When the owner fails to do so, the court will intervene. Therefore, there’s no guarantee that you will have someone competent to take care of your interests as well as you want them to be. It is also possible that the court will appoint someone who will act as a conservator or a guardian of the estate, which is never a good thing if we’re honest.
Write a Will
Writing a will becomes a possibility for an individual after that person becomes a legal adult. Different regulations treat this question differently. In most cases, the age for a legal adult is 18. Compiling a will means the issuer will distribute all of its assets among the beneficiaries named in the document.
One more thing that a will can include is a legal guardian for minor children. In the last two decades, a significant element was choosing a person who guards the pets. In many cases, you will see that issuers leave their assets to charities. They are then free to use them however they want.
An important thing we want to point out is that compiling this document is an inexpensive procedure. You don’t need to pay a lot of money to a lawyer who will be responsible for meeting all the legal requirements for this sort of procedure. It is also possible to write it on your own, and the attorney will put it in the proper context later.
What are the Benefits?
Next, it is essential to understand all the benefits of incapacity planning.
1. Preventing Court Decisions
We’ve mentioned that not having a plan means the court will make all the decisions. As you can presume, this is not the thing that will meet all your preferences and needs in the way you want them. So, the major benefit of compiling a plan is to prevent these court decisions.
If the issuer is lucky, the court will select the professional the issuer wants. Still, there are no guarantees this will happen. Sometimes, the professional responsible for your assets doesn’t have your best interests in mind.
2. Healthcare Decisions
Other than handling the issues related to the property and other assets, this plan also decides who will be the healthcare proxy. By doing that, you are deciding who is eligible to make every relevant decision regarding the sort of medical care the issuer needs to receive.
While this may not seem like an important matter to some, we beg to differ. In a situation when the issuer is not able to make any decision on this subject, having someone eligible for making these decisions is of big help.
3. Incapacity is Unpredictable
You will agree that incapacity is not something we can predict. It is not only a question seniors should worry about. Plus, it’s significant to point out that things such as dementia are also a form of incapacity. Since predicting these things is impossible, it is a must to think ahead and prevent any issues that may rise.
A careful person always thinks a few steps ahead. You can perceive an estate incapacity plan as a sort of insurance. Both you and your family need to have all the protection if something happens to you. Even though the chances of you becoming incapacitated are not that high, being prepared for every scenario is what we sincerely recommend.
4. Peace for a Family
Besides the person who has suffered the injuries, the family is the next line of those who will feel all the problems that will pop up. We are talking about high levels of stress and anxiety that can last for quite a long time in the future. Imagine a situation when there’s no incapacity plan. These levels will be much higher.
The accumulated stress can turn into conflict situations. There are many cases when families have been torn apart as a result. Since no regulation says every person needs one of these, it is up to you to prevent these uncomfortable situations by thinking ahead.
Making the necessary steps to ensure your family’s future is a complex procedure. Numerous aspects require your attention. Here, we’ve presented some of the most crucial ones. Also, you can find some benefits of this approach. We’re sure you will find this insight to be of great assistance.
Bank of America Winter Village at Bryant Park
On Friday, October 27 the opening day of Bank of America Winter Village at Bryant Park will be kicking off the 22nd season of NYC’s favorite holiday destination. This event features an expansive free-admission skating rink, unmatched holiday market, and a festive bar and food hall. Partnering with Bank of America for the 11th year, Bryant Park is thrilled to be welcoming back one of NYC’s most popular winter attractions.
- The Rink is the largest free-admission ice skating rink in New York City. Skate time and rentals through November 29 can be reserved in advance online. New skate reservation dates will be released throughout the season.
- The Lodge is a rinkside, après skate-escape where visitors can cozy up with a festive cocktail, enjoy delicious food from local restaurants, and watch the ice skaters or admire the tree.
- This season’s Holiday Shops by Urbanspace Markets will feature over 180+ new and returning merchants in an open-air holiday market, including the Small Business Spotlight presented by Bank of America, where four New York City minority-owned small businesses, with annual revenues of $1 million or less, will showcase and sell their products in a rent-free shop for approximately two weeks each. Featured businesses will be announced in the coming days.
Visitors are invited to Bank of America Winter Village at Bryant Park to enjoy the holidays and the broader winter season. The Rink and The Lodge will be open daily beginning October 27, 2023 through March 3, 2024. The Holiday Shops by Urbanspace Markets will be open daily from October 27, 2023, through January 2, 2024. Visit wintervillage.org for hours and details.
The entrance is between 40th Street and 42nd Street on 6th Avenue
The Art of Seating: Choosing the Right Lounge Chairs for Your Venue
Choosing lounge chairs plays a pivotal role when creating a welcoming and stylish ambience in your venue. Lounge chairs are more than just functional pieces of furniture; they are integral to your space’s overall design and comfort. To assist you in making the right choice, we’ll explore various aspects of selecting lounge chairs and introduce you to designformfurnishings.com, a leading name in furniture design.
Design form Furnishings: Elevating Your Venue’s Interiors
Before delving into the world of lounge chairs, let’s take a moment to understand the significance of well-designed furniture. Design form Furnishings has earned a stellar reputation for its ability to craft furniture that seamlessly blends aesthetics with functionality. Their pieces are known for their transformative power, making them an excellent choice for venues aiming to create inviting and stylish interiors.
Understanding Your Venue’s Style
The first step in choosing suitable lounge chairs understands your venue’s style and theme. Are you designing a cosy coffee shop, a modern lounge, a rustic restaurant, or an upscale hotel lobby? Your venue’s aesthetics will guide you in selecting lounge chairs that harmonize with the overall design.
- Contemporary Elegance: If your venue boasts a modern and sleek design, choose lounge chairs with clean lines, minimalistic profiles, and high-quality materials. Design form Furnishings offers a range of contemporary lounge chairs that exemplify elegance.
- Classic Charm: For venues with a classic or traditional theme, consider lounge chairs with ornate details, rich upholstery, and timeless silhouettes. Design form Furnishings provides classic lounge chair options that capture the essence of sophistication.
- Eclectic Vibes: If your venue embraces an eclectic or bohemian style, explore lounge chairs with unique shapes, vibrant colours, and diverse textures. Eclectic lounge chairs can add flair and character to your space.
Comfort and Durability
Comfort is paramount when choosing lounge chairs. Your guests should feel at ease while enjoying your venue. Lounge chairs should offer proper back support and be upholstered with materials that are both comfortable and easy to maintain.
Durability is equally essential, especially in high-traffic venues. Chairs from Design form Furnishings are crafted with quality materials to withstand the rigours of daily use, ensuring longevity and value for your investment.
Versatility in Arrangement
Consider the layout and arrangement of your lounge chairs. Versatile seating arrangements can accommodate different group sizes and activities. Modular lounge chairs, like those offered by Design form Furnishings; can be rearranged to suit various needs, from intimate conversations to larger gatherings.
Customization and Branding
Personalize your lounge chairs to align with your venue’s brand and identity. Design form Furnishings allows you to select upholstery fabrics, colours, and finishes that reflect your unique style, creating a cohesive and branded look throughout your space.
If your venue has limited space, consider lounge chairs with a smaller footprint or those that can be stacked or nested when not in use. This ensures that your area remains flexible and functional.
Lounge chairs with practical features can enhance the guest experience. Integrated USB charging ports, swivel bases, or built-in storage are features that can set your venue apart.
Maintenance and Cleaning
Ensure that the lounge chairs you choose are easy to clean and maintain. This is especially important in venues where spills and stains are common occurrences.
The selection of lounge chairs for your venue is a design decision that impacts aesthetics and comfort. Design form Furnishings offers various lounge chair styles to suit different themes and preferences. Whether you prioritize contemporary elegance, classic charm, versatility, or comfort, there are lounge chairs that will perfectly complement your venue’s ambience and enhance the overall guest experience. As you embark on furnishing or renovating your space, remember that the art of seating goes beyond functionality; it’s about creating an inviting and memorable atmosphere for your patrons.
Selling a Distressed Property? We Buy Houses Companies Can Help
Understanding Distressed Properties
Before we delve into the heart of the matter, let’s first understand what distressed properties are. Distressed properties are real estate assets that are under the threat of foreclosure due to non-payment of mortgage loans or are already owned by the bank because the homeowner couldn’t keep up with the mortgage payments. They can also refer to properties that require extensive repairs, making it difficult for the owner to sell the property on the open market.
However, there’s good news for homeowners in such a situation. There are companies known as “cash home buyers in Charlotte” that provide a quick, convenient solution for homeowners looking to sell their distressed properties. These are real estate investors who buy homes directly from the owners, offering cash upfront.
Why Sell to Cash Home Buyers
A Quick Sale
One of the most significant advantages of selling your home to cash home buyers is the speed of the sale. Traditional real estate transactions can take anywhere from a few weeks to several months. However, cash home buyers can close the deal within a week or even less.
No Need for Repairs
Another benefit of selling your home to a cash buyer is that they buy houses “as is.” This means you won’t have to worry about making expensive repairs or renovations before selling the property. This is particularly beneficial if you own a distressed property that needs extensive work.
How the Process Works
Step 1: Initial Contact
The process begins when the homeowner contacts the cash home-buying company. This can be done through a phone call or by filling out a form on the company’s website.
Step 2: Property Evaluation
Next, the cash home-buying company will evaluate the property. This usually involves a home visit by a representative from the company. They will inspect the house to assess its condition and determine its market value.
Step 3: Cash Offer
After the evaluation, the cash home-buying company will present the homeowner with a no-obligation cash offer. The offer will typically be less than the market value of the property, but the speed and convenience of the sale often outweigh this aspect.
Step 4: Closing the Deal
If the homeowner accepts the offer, the company will then proceed to close the deal. This usually happens at a local title company. The homeowner will receive the cash payment, and the ownership of the house will be transferred to the cash home-buying company.
When It Makes Sense to Sell to a Cash Home Buyer
Selling your house to a cash home buyer is an excellent option if you need to sell your home quickly or if your house is in poor condition. This could be due to various reasons such as avoiding foreclosure, resolving a divorce settlement, moving to a new location, or simply not wanting to deal with the hassle of selling on the open market.
It’s essential to remember that while cash home buyers offer less than the market value of your property, the quick sale, convenience, and saving costs on repairs often make this a worthwhile option for homeowners looking to sell their distressed property.
In conclusion, “We Buy Houses” companies offer a viable solution for homeowners looking to sell their distressed properties quickly and conveniently. The process is straightforward, hassle-free, and can be completed in a fraction of the time it takes to sell a home through traditional real estate transactions.
While these companies won’t offer you the full market value for your property, the benefits of quick cash, no obligation offers, no need for repairs, and speedy closure make them a compelling option for distressed homeowners. Make sure to do your research and choose a reputable company that offers fair cash offers and has a track record of successful transactions.
In this way, you can avoid the stress and uncertainty that often come with selling distressed property and move forward to the next chapter of your life with more ease and peace of mind.
Win-Win Wedding Party Entrance Songs to Get the Party Started
Not every couple has a favorite song suitable for the first wedding entrance. If you’re having trouble choosing a romantic composition and need inspiration and ideas urgently, we’ll be happy to help. In this collection, wedding party entrance songs that have long been real hits remain relevant until now.
Do You Really Need Spend Time For Selecting a Wedding Song?
The wedding party entrance songs are the most memorable moments at a ceremony. The composition sets the tone and mood for the upcoming event. The music must suit the style of your couple. And if you like retro, you should not choose Rihanna or Lady Gaga but rather take something from the classics.
Top 10 Most Popular Wedding Entrance Songs 2023/24
- A Thousand Years — Christina Perri.
- I Don’t Want To Miss A Thing — Aerosmith.
- You Are The Best Thing — Ray LaMontagne.
- Beautiful Day — U2.
- Marry Me — Train.
- You Are the Love of My Life — Sam Cooke.
- Can’t Help Falling in Love — Elvis Presley.
- At Last — Etta James.
- I Choose You — Sara Bareilles.
- I’m Yours — Stevie Wonder.
How to Select Songs for Wedding Party Entrance?
Your entrance at the altar is one of the central moments on the wedding day, meaning the musical accompaniment must be perfect. Make sure all the guests take out their smartphones to film this main event at the ceremony so that your task is to provide them with the ideal soundtrack.
First, imagine how you see your entrance at the wedding: traditional — with your father, spectacularly accompanied by bridesmaids, or unusual — for example, getting out of a retro car right in front of the podium. When you imagine this moment, you will feel the mood you want to share with the guests. This will be the starting point for finding wedding entrance songs for bridal party.
General Wedding Style
When choosing melodies for the bride and groom, some couples consider the style of the celebration. A country-style composition at a country wedding often accompanies the bride’s entrance. At an urban chic or loft celebration, covers of modern hits about love are usually used.
Another way to choose the right wedding party entrance songs is to review wedding scenes from cult melodramas and select a composition that best matches your ceremony’s atmosphere. So, how do you appear to your guests, luxurious and stylish or romantic and exciting?
Music for a wedding is not always only trendy compositions from the best DJs. This music is close to you in spirit and mood, the beginning of your event, and its general atmosphere, which is transmitted to the guests. Therefore, for key moments, select wedding party entrance songs you will later remember with trepidation in your soul.
Events For October
The Statue of Liberty’s birthday, Oktoberfest, Open House New York, pumpkins, Halloween and more wait for your attention this October.
Events this month include:
- An intimate “Evening with Brian Stokes Mitchell” (October 5).
- 2023 Herbie Hancock Institute of Jazz International Piano Competition (October 14 and 15)
- Actress and creator of the “Red Table Talk” series Jada Pinkett Smith (October 16).
Magic Hour at the Moxy Times Square, 485 7th Ave, has pink theme’s right now it’s “Pink Pumpkin Patch.”
Open Streets Columbus Avenue, every Sunday from 68th to 77th street from 11 a.m. – 7 p.m.
- October 1, 2023
- October 8, 2023
- October 15, 2023
- October 22, 2023
- October 29, 2023
Until 10/15: Hispanic Heritage Month. Look for parades, events, film festivals, and more.
Until 10/31: OctoberFest the Loreley Beer Garden, 7 Rivington Street (between Bowery and Chrystie) will be serving sausages and pretzels as well as German beer from liter steins and boots. On Sundays at 3 p.m., there’s a delicious free pig roast. There’s also a haunted beer garden starting on 10/18.
Until, 11/1: The Color Factory has 14 immersive exhibits that engage all the senses in an exploration of the art and science of color. The museum works with local artists, designers and creatives to bring the designs to life. This Soho immersive art museum will present Haunted Hues, a Halloween-themed takeover.
Until 11/4: Blood Manor, haunted house’s 20th season at 359 Broadway. This year three new rooms, and brand-new costumes by designers from Abracadabra, Manhattan’s iconic Halloween store. Immersive experience, professional actors, set designers and makeup artists, with twisted characters and jumpscares at every turn.
Until 1/7/24: Manet/Degas, this exhibition examines one of the most significant artistic dialogues in modern art history: the close and sometimes tumultuous relationship between Édouard Manet and Edgar Degas. Born only two years apart, Manet (1832–1883) and Degas (1834–1917) were friends, rivals, and, at times, antagonists who worked to define modern painting in France. Through more than 150 paintings and works on paper.
10/3: Rooftop Cinema Club Midtown, 60 West 37th Street, will present Mean Girls, Rosemary’s Baby, Paranormal, The Exorcist, The Shining, American Psycho and other cult classics as well as Hocus Pocus and Halloween.
10/4 – 11/11:”Dreams of Dracula: An Immersive Masquerade Experience” recreates the classic Dracula universe as a brand new vampire theatrical adventure. Head to Musica NYC, 637 West 50th Street. Two floors and six rooms across 25,000 square feet for a heady mix of immersive theater, dance and decadent masquerade.
10/ 5 – 6: NYC pop-up “Love Me (Bar)Tender,” with Elvis-themed cocktails, music from Memphis bands and a photobooth. It’s sold out, but sign up here to get alerts.
10/6 – 8: The New Yorker Festival. Julia Louis-Dreyfus, Misty Copeland and more. Live conversations, musical performances, and more, hosted by the magazine’s acclaimed writers and editors. The Festival brings together today’s most influential voices for a one-of-a-kind event in New York City.
10/12 – 15: The Food Network New York City Wine & Food Festival has 80-plus events that include more than 500 chefs from around the world. Tastings, classes, dinners, late-night parties, drag brunches and demonstrations. Across the boroughs. This year, The Cookout, will celebrate hip-hop’s 50th Anniversary.
10/17 – 31: Black Lagoon is a Halloween pop-up cocktail bar at Pretty Ricky’s (101 Rivington Street). The experience features a curated cocktail menu of eerie Halloween-themed drinks created by Ramage and Hayes, macabre dens festooned with frightfully fun decor.
10/20- 27: Open House New York Weekend Festival. Access the city’s main buildings for 3 days. All sorts of buildings can be visited, from the very historic to modern apartments or industrial buildings that are scattered all over the five boroughs. There will be tours, lectures, performances and events around the meaning of architecture and urban design. All the information about this cool event can be found here.
10/27: The Balloon Museum is officially set to take over Pier 36 at The Seaport in 80,000-square-foot space, and is scheduled to run through January 14, 2024. You can expect a 4,000-square-foot ball pit, inflatable lava lamps and the sorts of infinity rooms that you’ll itch to post about on Instagram.
10/31: The Village Halloween Parade where zombies, ghouls, witches, monsters, giant puppets and more take to the streets for a night of costumed revelry. The parade rolls out at 7pm. Sixth Ave becomes most congested with spectators between Bleeker and 14th Sts, so we suggest setting up camp at either the head (Spring to W Houston Sts) or tail (14th St to 16th St) of the parade.
10/31: The Annual Pumpkin Flotilla at Central Park. As is gets dark around 6:30 pm, carved pumpkins are released into the Harlem Meer and will be float around for 30 minutes. The spectacle draws hundreds of visitors to the northeast corner of Central Park.
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