Connect with us

Family

Things to Consider When Buying a Funeral Insurance Plan

Published

on

If you have begun considering covering your funeral services, then you are way ahead of many in your advance retirement plans. While most people begin their retirement planning as soon as they enter their work-life, rarely do people think about the cost involved in covering their funeral arrangements on their last journey. So if you are looking up buying a funeral insurance plan here are a few things you should be considering:

1.   Calculating Final Expenses

The first thing you should begin with is assessing the final cost of your burial services. It is probably the last event of your life with the highest single expenditure. You might think that the funeral services expenditure is just for the burial alone, however, also it incorporates expenses of all your pending transactions, which include medical bills, credit card bills, etc. You must calculate the overall cost considering all the various aspects of financial transactions that will be needed pre and post-your funeral services.

  1. Selecting Your Plan

Like every other insurance plan, funeral insurance also involves a premium amount that you have to pay at regular intervals. Mostly, it incurs monthly transactions. There are different  forms of Funeral insurance premiums, which include:

  1. Stepped Premiums: In Stepped Premiums, the cost of your cover is calculated every year depending on your age, sex, and size of the cover. At the beginning of the policy you pay less, however, the cost increases with each policy anniversary.
  2. Leveled Premiums: Level-premium insurance which is also called term life insurance is a fixed payment amount throughout the policy’s life.
  3. Capped Premiums: In Capped premium, you set the amount or an age limit and once you have reached the amount or age, you no longer have to pay and your coverage will continue.
  4. Pay Guarantee Premiums: The beneficiary you have mentioned will be paid the amount which is higher among the two: the amount of the premiums or the actual insured payment.

You can choose the best plan from the above-mentioned plan according to your suitability and monetary capacity.

  1.  Pre-need Insurance

You can always choose Pre-need insurance for your burial service. Pre-need Insurance is commonly affixed with a prepaid funeral agreement with any cremation centre. The agreement predetermines the funeral services and proceedings along with all the requirements and products. It pays the entire cost of the services to the cremation centre. In availing of the pre-need insurance, you can purchase the insurance by paying in installments or with a one-time payment. Once the installments are paid, the insurance remains for the rest of your lifetime.

4.   How to choose the best services for yourself?

It is totally a personal discretion of what plans suit you the most.  However, there are a few things that you should keep in mind before buying a plan for yourself:

  1. Does the plan have anything to support your family?
  2. Are you willing to take a medical exam as per some policy requirements?
  3. Which plan suits your monetary needs the best?

More or less all the insurance is the same, however, a few minor details make the policy distinct. So you must examine the minor details and evaluate whether or not they suit your interest.

End of article

Feature Image attribution:

Photo by Vlad Deep on Unsplash

 

Events

TODAY Show Celebrates 30 Years With Its 2024 Citi Concert Series

Published

on

The TODAY Show is celebrating 30 years so its 2024 Citi Concert Series lineup is pretty spectacular. Rockefeller Plaza will have country music with Wallows kicking things off. Chris Stapleton, Lainey Wilson and Thomas Rhett, as well as fan favorites Meghan Trainor, LL COOL J and Chance the Rapper.

Mark Your calendars:

May

Friday, May 24 — Wallows *Register for a Fan Pass

Friday, May 31 — Anitta *Register for a Fan Pass

June

Friday, June 7 — Meghan Trainor *Register for a Fan Pass

Friday, June 21 — Kehlani *Register for a Fan Pass

Tuesday, June 25 — Lainey Wilson *Register for a Fan Pass

Friday, June 28 — Gracie Abrams *Register for a Fan Pass

July

Thursday, July 4 — Bleachers *Register for a Fan Pass

Friday, July 12 — Rauw Alejandro *Register for a Fan Pass

August

Friday, Aug. 9 — Maggie Rogers *Register for a Fan Pass

Monday, Aug. 12 — Little Big Town and Sugarland *Register for a Fan Pass

Friday, Aug. 16 — Chance the Rapper *Register for a Fan Pass

Friday, Aug. 23 — Thomas Rhett *Register for a Fan Pass

September

Friday, Sept. 27 — Chris Stapleton *Register for a Fan Pass

Date to be announced 

LL COOL J *Check back for Fan Passes

TODAY concerts are free and open to the public. The shows take place on the TODAY Plaza in Rockefeller Center, located at 48th Street, between 5th and 6th Avenues, in New York City.

The closest subway stop to our TODAY Plaza concerts is the 47th — 50th Streets — Rockefeller Center station on the B, D, F, M trains. 24/7 parking is also available nearby at the Rockefeller Center Parking Garage at 53 West 48th Street. The garage is operated 24/7 and accepts reservations in advance. Hourly and daily parking rates apply.

Fan Passes are limited and available by advance request. Guests who receive them will be notified by email before the scheduled concert date.

Guests who do not obtain a Fan Pass can still attend the General Admission line the morning of the concert, and those fans will be let in if space allows. Other answers to commonly asked questions about the series can be found here.

Continue Reading

Events

Memorial Day Weekend Sips That Sizzle

Published

on

By

Summer, summer time is here!

Get ready for days in the sun that sizzle this Memorial Day Weekend with these amazing sips. Mix a cocktail or have it easy, breezy and straight from the can or bottle. All of these options will bring joy and delight to your picnic on the beach to your backyard BBQ!

Happy Memorial Day Weekend.

For Tea Lovers with a Twist – Lipton Hard Iced Tea

 Lipton Hard Iced Tea is the tangy twist on a classic that you will love. Crafted from a triple-filtered, premium malt base and real brewed Lipton tea, it’s a perfect way to enjoy the best tea with a level of sweetness that will dazzle your senses. Whether you’re firing up the grill, hitting the beach, or simply enjoying some outdoor fun, Lipton Hard Iced Tea has you covered. With flavors like Lemon, Peach, Strawberry, Citrus Green Tea and Half & Half, there’s something for everyone to enjoy.

For Wine Lovers Who Love Sophistication – Miraval

Miraval Rosé is a perfect summer day in a glass. With blend of fruits aromas and freshness, made on an exceptional terroirs in Provence.

Attractive bright and translucent colour,  its divine aromatic bouquet combines fresh fruit, freshly cut currants and roses, seasoned with a zest of lemon. A glass can be perfectly enjoyed with a luxurious meal with friends as the sun sets.

For the Traditional Lovers – Jefferson’s Bourbon

Cover art by Lucas Sankey on Unsplash

Continue Reading

Events

The Abbot of Athos and The Consulate Midtown A Tale of How Food Can Bring Peace

Published

on

Greece and Macedonia, have had decades of tension, but yesterday at The Consulate Midtown, 44 West 56th Street The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos and Kiril Mihajlov, showed how great food and conversation can give way to peace.

The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos, Kiril Mihajlov

I met the Abbott in Greece last summer and he graciously agreed to have lunch with me and some guests I invited, before he returned to Greece.

Margarita Parlionas, Captain John Woodall

Margarita Parlionas is a business owner, who brought with her Captain John Woodall who runs Camp4Heroes, a place where Vets can get some much needed help.

Suzanna Bowling, The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos, Kiril Mihajlov and George Tower

George Tower, is contributing writer for the, T2C, and speaks fluent Greek.

The Abbot, Margarita and Captain Woodall all supped on the Hangover Burger ($28) 8oz grilled patty, lettuce, tomato, caramelized onions, topped with a fried egg on a brioche bun, which they all claimed was the best burger they had ever had.

George had the Salmon Eggs Benedict ($26) poached eggs, smoked salmon, toasted brioche, espelette hollandaise sauce and was completely happy.

T2C’s Suzanna Bowling had her favorite Avocado Toast with Bacon ($24) scrambled eggs, Canadian bacon and mixed greens. If you want sensational food with a elegant atmosphere, I highly recommend The Consulate Midtown.

The Abbot gifted a book about his life written in both Greek and English to the guests.

The Abbott has been in America since April visiting Boston, Washington, Chicago, Milwaukee, The Mayo Clinic, Rochester, Queens and NYC. His message is of gratitude, love and healing. He has been raising funds to expand and offer more to men who want a spiritual retreat, which is what Mount Athos does.

T2C’s Suzanna Bowling and The Holy Father, Geron Nektarios, Abbot of the Kalyve of Holy Cross in Skete of Saint Anne in Mount Athos

If you wish to know more you can go to Athonite Foundation.

 

 

 

 

Continue Reading

Family

Sleep Well With Parallel

Published

on

Finding the perfect pillow can be a pain in the neck (literally). It is said we get the deepest, healthiest sleep with a pillow that provides the perfect combination of softness and firmness, as well as the ideal loft to help support your neck and spine.

“One size fits all” doesn’t cut it for those who suffer from neck pain. If you didn’t have neck pain before using an inexpensive pillow, you probably will not getting the proper support.

Memory foam pillows have been the best pillow for neck pain, but adjustable memory foam pillows help the side, stomach, or back sleeper relieve neck pain. They however are not thermal regulating or hypoallergenic, which I have learned for me is key.

I have never had a pillow that I love as much as the Parallel pillow. I have the Parallel High Profile Adjustable Pillow($89) and since it has arrived I have slept like never before. I use awake with neck and shoulder pains….no longer. I also use to flip again….gone.

When the pillow arrives, you throw it into the dryer for 5 minutes and wow the pillow is fluffy and ready for use.

This pillow has an inner shell that contains ParaPur™ silver ions that naturally destroy 99.9% of microbes that cause odors, without nasty chemicals. Silver ions have a wide spectrum of biocidal activity against bacteria, fungi, and viruses, due to their high surface-to-volume ratio. Pure silver is also hypoallergenic. The sculptable, huggable Blutech Fiber Fill (BFF) inside the Parallel High Profile Pillow is a unique blend of downy hypoallergenic fibres and precision-cut gel visco foam that invites twice the airflow of conventional foam. You’ll feel the awesomeness immediately.

The pillow also boasts:

  • The perfect temperature, year-round. Never cold or hot
  • Easily adjustable pillow: add or remove fill for perfect support
  • Oodles of sculptable Blutech Fusion Fill (BFF) with 2X the airflow
  • Doesn’t go flat
Continue Reading

Broadway

TDF partnership sends 1400 service members to Broadway and Off Broadway during Fleet Week

Published

on

For the second year in a row, TDF, the not-for-profit service organization for the performing arts, has partnered with the Community Foundation of New Jersey to help obtain and distribute 1400 tickets to 11 Broadway and two Off-Broadway shows. These tickets will be given at no cost to members of the United States Navy, Marine Corps, Coast Guard, and Blue Star Families, who will be in New York City during this year’s Fleet Week, May 22 to May 28, 2024.

The 13 shows that service members will see for free are Back to the Future: The Musical, The Book of Mormon, The Great Gatsby, Hamilton, Hell’s Kitchen, The Lion King, MJ, Moulin Rouge! The Musical, The Outsiders, The Play That Goes Wrong, SIX, Titanique, and Water for Elephants.

“This is the second year of our partnership with the Community Foundation of New Jersey, and we are honored once again to facilitate tickets to Broadway and Off Broadway for our service members during Fleet Week,” said TDF Executive Director Deeksha Gaur. “We know from our companion program for veterans that attending the theatre can support healing and help build community.  But most of all, we are thrilled that service members will get to experience the magic and joy of New York theatre at no cost to them.”

The Community Foundation of New Jersey serves approximately 1,160 fundholders—individuals, families, and businesses with philanthropic funds, which they use to recommend grants to worthy causes and communities.

“Funds at the Community Foundation of New Jersey may be used to directly improve people’s lives beyond the usual grantmaking, and this is a great example of that,” said Madeline Rivera, Program Officer at the Community Foundation. “Unique philanthropic ideas like these enable us to have broad impact in areas important to our fundholders.”

Those wishing to donate so that service members can attend future performances should contact Madeline Rivera at the Community Foundation of New Jersey atmrivera@cfnj.org or (973) 267-5533.

The Community Foundation of New Jersey creates and scales custom solutions for purpose-driven individuals, families, and businesses. From creative projects that tackle critical societal or policy issues, to scholarship funds, corporate philanthropy, legacy funds, and donor-advised funds, CFNJ manages nearly every kind of giving vehicle and tailors solutions to meet critical needs. CFNJ’s specialists understand the unique contours of communities and manage the scope of CFNJ investment and grantmaking capabilities with precision. With $790 million in assets, the CFNJ grants tens of millions of dollars each year through its more than 1,100 funds. In 2023, CFNJ granted more than $70 million to nonprofits in New Jersey and beyond.

Founded in 1968, TDF (formerly known as Theatre Development Fund) is a not-for-profit service organization dedicated to bringing the power of the performing arts to everyone. TDF’s mission is to sustain live theatre and dance by engaging a broad and diverse audience and eliminating barriers to attendance. We fulfill our mission with a variety of programs that expand access, cultivate communities, and support the makers of the performing arts.

We are known for our theatregoing programs, including the TKTS by TDF Discount Booths (which celebrated 50 years in Times Square in 2023) and the TDF Membership Program; TDF Accessibility Programs (including open captioning, audio description, Autism Friendly Performances and the Veterans Theatregoing Program); Education programs (serving more than 10,000 NYC public school students annually), and Community programs (serving 18,000 people in the tristate area); as well as the TDF Costume Collection Rental and Research Programs. TDF envisions a world where the transformative experience of attending live theatre and dance is essential, relevant, accessible, and inspirational. To learn more about TDF, go to tdf.org; Facebook/Instagram/Threads: @tdfnyc.

Continue Reading

Trending

Copyright © 2023 Times Square Chronicles

Times Square Chronicles