Most people begin neglecting themselves the moment they get their first full-time job. It is inevitable. You spend the whole day working hard, and do whatever you can to just turn off at night. Then, on the weekend, you try to have fun while taking care of everything you don’t have time for during the week. Life is exhausting.
Furthermore, spending money on yourself for anything that is not a basic necessity can seem gratuitous. Ideally, we’d all be prioritising our mental health, traveling regularly and pursuing our hobbies. But often, it seems we just don’t have the money for it.
However, self-care and self-improvement should be financial priorities. You should spend money on hobbies and travel, as well as your mental health. There are ways to save for these pursuits and ways to maximise their value as well. For travelling, especially, it is crucial to use payment methods that will incur the least amount of cost to you. Yes, this is true even if you’re just hopping across the border into Canada. Even there, you should do your best to find the best travel credit card in Canada to minimize bank costs – especially if you happen to find yourself in the country quite regularly, which you may do considering how easy it is to travel there and how many wonderful experiences the country has on offer. This is just one way you can start saving money towards travel without even having to change the way you spend.
If you find it difficult to justify spending on yourself, think about the following.
Burnout will cost you far more
What you spend on yourself now will save you a lot of money in the future. This is because burnout is a common phenomenon. At some point, the work cycle wears even the most steadfast person down. Those who love what they do begin to hate it. They perform at a lower level than they’d usually accept from themselves. Instead of moving forward in their careers, they stall or move backwards.
Ultimately, they lose opportunities which would stand them in good stead. They have to spend on self-care in the end in any case.
By prioritising self-improvement now, you will see the dividends pay off in the long run. You enjoy a much more productive and satisfying cycle, which only gets better, rather than wearing you down.
Remember your purpose
Why are you working? What is it you ultimately want to gain?
I once heard a recently-enlightened friend describe her old philosophy as “managing to survive until it was time to die.” Financial stability is something every single one of us works towards. But eventually, the goal of survival stops being enough. At some point, you’re going to ask yourself what the purpose of your money is, if not to improve your own life and the lives of your loved-ones.
At that point, the money you saved will seem like nothing more than a wasted opportunity. The concept of a midlife crisis is often downplayed in pop culture as something gratuitous and kind of sad. But a midlife crisis is inevitable when a life of saving money and staying stable feels like a wasted life.
I’m not saying it is a wasted life. You are putting yourself and your family in a good place to grow. However, if you don’t take the opportunities you’ve created for yourself with this money, it begins to more closely resemble hoarding.
Make money work for you
Youre not working for money. You are working to live. And living entails more than surviving. In the end, you want your money to work for you, rather than the other way around. Prioritise yourself. You’re worth it.